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Cash Today called me today

Date: Thu, 11/08/2007 - 13:41

Submitted by deeann.student
on Thu, 11/08/2007 - 13:41

Posts: 212 Credits: [Donate]

Total Replies: 49


a mr johnson called me today at work (yes, C&D letter faxed) about my account. he stated that I was stealing due to the fact that on 10/31 the bank rejected their debit from my account. I told him that I am not to receive calls at work/home and that a letter was sent to that effect. He stated yes they received this but that he wants the money. he said he will send a wage assignment to my company and also will contact my manager regarding my stealing. I put him off until the 15th to see what I can do next, I also spoke w/ payroll and the vp of the company regarding the problem. the vp will take any manager calls that may come through for me (my manager is currently out on funeral leave due to her father passing away) and I really do not want her to have to deal with this once she gets back. I figure that the calls will resume the 16th or 19th once they realize that the bank will reject payment again..any suggestions ?


deeann...I don't recall...is this a illegal internet pdl?? And you have revoked the wage assignment, yes? And given a copy to your HR person...file your complaints with the BBB and the attorney general's office...tell them that even though you revoked, etc...they are still calling you at work and harrassing you. Do you leaglly owe them money?? Offer payments arrangements on the balance by email and reinerate they can not contact you at work and to continue to do so THEY are breaking the law and can be fined.


lrhall41

Submitted by Morningstarr430 on Thu, 11/08/2007 - 17:19

( Posts: 2329 | Credits: )


morning, this is a HIGHLY illegal pdl. Ugly, ugly, ugly. dee, do not take any more calls from them.


lrhall41

Submitted by cannr on Thu, 11/08/2007 - 19:17

( Posts: 9317 | Credits: )


cannr, I have been able to put them off until at least next week or the week after, I received a letter from the NV AG yesterday stating that these people are out of their jurisdiction and there is nothing they can do to help me, they suggest notifying FTC which I have already done. They are also stating that this company is headed by Rovinge Int. based out of London and also go by BIG, Leads Global, Global Financial, cash2day4u, cash today ltd, Route 66 and interim cash...wow, what have I gotten myself into ?


lrhall41

Submitted by deeann.student on Fri, 11/09/2007 - 04:47

( Posts: 212 | Credits: )


well, I don't plan on looking for a new job anytime soon, unless with the phone calls I expect these morons to be making in the next wk or so, my employer gives me no other choice to find another job. This is truly a nightmare with this company, I'm being told "don't give them anymore money" but here lately it's like I should just pay them off and be done w/ it. but in order to do that i would need to give them bnk info (they will not allow me to do a M/O) and I refuse to give them anymore access to my life


lrhall41

Submitted by deeann.student on Fri, 11/09/2007 - 06:40

( Posts: 212 | Credits: )


dee, what have you gotten yourself into? The same thing many of us have. Involved with a highly illegal company that uses various d/b/a's. Now, if you have to take their calls (and I wish you didn't have to) you can try to negotiate with them. They will not take money order; however, they will be more than happy to take Western Union/Money Gram. Of course.


lrhall41

Submitted by cannr on Fri, 11/09/2007 - 08:07

( Posts: 9317 | Credits: )


dee, I know it's hard because they will call your head off. Believe me. I know.


lrhall41

Submitted by cannr on Fri, 11/09/2007 - 08:11

( Posts: 9317 | Credits: )


Cashtoday has an injunction against them to cease and desist all loans right now. They are fighting this. But the next time they call bring this up to them. They will not know what to say right now. I know that case is on the boards somewhere. When I get home from work I will try and find it. The last time they called me about hubby's loan I brought it up and he got mad. So I told him according to that I do not have to pay you back. He said right, but then I said if I want I could pay back what they gave me minus what they already took out. But then I stated again that I don't have to, then I told them that if they contacted me again I would inform the courts that they are still contacting me to get me to pay this loan and he hung up on me lol.

Here is the last e-mail I sent them
Quote:

It is very hard to get in contact with Mr. Puddlejmpr for he works 2 jobs. And his time off from work is past your time of business. I had talked with the Wisconsin Department of Financial Institutions today reguarding this matter and she has sent me a pdf file with the injuction that was filed against your company and that was an order for you to cease and desist. Because you did not hold a valid license in the state your office was conducting business. I can e-mail you a copy of the injuction if you wish. But according to the injuction all loans made during the time of not holding a valid license are null and void. If you can provide me a valid license number for the time peroid that this loan was made we can try and resolve this matter. But if you cannot provide me with a valid license number then I will expect a written notice that this loan will be marked paid in full. If not then we can have further communication through the legal system. So further communication is to be in written form through e-mail or usps.

I will be looking for your response within the next week. I am also forwarding this e-mail to my States Department of Financial Institutions so there is written proof that I have been trying to resolve this matter.

Thank you very much,



Thats when he called was after this e-mail.


lrhall41

Submitted by puddlejmpr on Fri, 11/09/2007 - 10:11

( Posts: 1634 | Credits: )


Cash Today is one of the worst offshores out there, no doubt of that. The only way I was able to get them off my back was to file a police report in my community for harassment. Their MO is to call you constantly--and in my case they even called on Thanksgiving Day, something which really ticked me off!
The FTC would be a good group to get involved with definately--and I wonder, since they are based overseas, if a group like the FBI or Secret Service might want to know about it.
Sleazy outfits like this are only one reason why FEDERAL not state-wide legislation is needed against IPDL's. State-wide legislation is a start, but I find that it's not as effective as one federal law.


lrhall41

Submitted by kscornell on Fri, 11/09/2007 - 11:42

( Posts: 4407 | Credits: )


Please, ks, if you find the answer to that question, let us all know! I wonder the same friggin thing on a lot of the illegal plds. I can't figure it out.


lrhall41

Submitted by cannr on Sat, 11/10/2007 - 19:56

( Posts: 9317 | Credits: )


How in the world are they still doing business if:

A) They were cited and fined for not being licensed.
B) They did not even show up to the hearing.

It seems odd that the state would continue to let them operate. Shouldn't they get the swat team and raid the place????


lrhall41

Submitted by njl32 on Sat, 11/10/2007 - 20:10

( Posts: 99 | Credits: )


I agree! I wish that all of them would be put out of business, store front, internet, licensed, unlicensed. I know that they always use the argument that taking a loan from them is better than being late on your credit card or other bills. After what I have been going through and the amount that these laons cost me I would rather be late on all my bills instead. I could have paid off a whole credit card with the amount of fee's that I have given them over the past year.


lrhall41

Submitted by njl32 on Sat, 11/10/2007 - 20:29

( Posts: 99 | Credits: )


deeann,
Holy crap, mr johnson called me too, the same day. Saying I owe $400, for a $225 loan from April 2007 now mind you, a fee of $45 was taken out every 2 weeks from May of 2007 to October 2007 totaling $450. I was having trouble with my bank account, the debit bounced back to Cashtoday. He left a message on my VM saying that if I did not call back he was going to speak to my boss. I called him back. I asked if I could pay by Money Order, he said NO. I was told to send the funds via money gram. So I got the sending info. There was no State info, Just a pay to, and a number (anybody knows HBS service?). I wish I knew then what I know now. Now I know why these crooks do not accept money order's and no State info, they do not want to leave a paper trail with the Feds. Now that I know this company is illegal in NV, I'm going to keep calling this company. I going to call so much they are going to be tired of me. This will start on Monday, and I will complain about their illegal practice, and I urge members who have been harassed or taken advantaged of to do the same, the number is 800-670-4075, call, call, and call. If this country or the FTC can't do nothing, then maybe we can!! Let's put an end to this!


lrhall41

Submitted by speedyny1 on Sat, 11/10/2007 - 20:40

( Posts: 28 | Credits: )


Thank you Speedy that is what I was looking for :D . Cashtoday is fighting that order right now according to my DFI. She said that she will let me know what happens from that. So right now if you are dealing with them calling you bring up that case and they should back off. Let them know that you will inform the the court that they are still contacting you trying to collect and your calls will stop. They did for me.


lrhall41

Submitted by puddlejmpr on Mon, 11/12/2007 - 08:44

( Posts: 1634 | Credits: )


I have a request in to my DFI for the PDF file that has the whole case in it. As soon as I get it I will PM it to you. If they contact you again you need to tell them that they have to provide to you a valid license number to lend in the state they were conducting business in (which would be NV) And tell them not to contact you until they can provide this information. Also let them know that you know they did not hold a valid license to lend during the time your loan was taken out, and thats why they have been fined by the state of NV and if they were operating legaly then why did they not show up in court. If you state all of those facts they will not know what to say and probably hang up on you.


lrhall41

Submitted by puddlejmpr on Mon, 11/12/2007 - 09:23

( Posts: 1634 | Credits: )


dollars is correct. Do not take the calls. What are they going to do? Come here to the US and knock on your door? Don't think so. You've filed your complaints. You are done. Taking their calls only gives them the satifaction of harrassing and upsetting you.


lrhall41

Submitted by cannr on Tue, 11/13/2007 - 10:55

( Posts: 9317 | Credits: )


ks,,So does that mean I should not pay $$ via moneygram, eventhough I already paid $460 in fees :roll: :lol:
By the way I was not able to get through to CashToady, their phone just rung, and rung. Are you guys calling their phone lines, or did the FTC shut them down??? I called Monday and today, I was not able to speak with anyone, I got swithed to VM.


lrhall41

Submitted by speedyny1 on Tue, 11/13/2007 - 15:33

( Posts: 28 | Credits: )


With luck the FTC shut them down; however, why do I doubt it? They'll lurk around FOREVER. :evil:


lrhall41

Submitted by cannr on Tue, 11/13/2007 - 19:05

( Posts: 9317 | Credits: )


You will never guess what I received in the mail yesterday, well with this company you who have dealt and are still dealing with them might, a notice from my old bank account that on 11/8 probably after the moron mr johnson called me, they tried to hit my account for $340 and the bank rejected it due to the acct being frozen. Now my understanding was that mr johnson (bogus BS name) was going to try it on the 15th for $345, they even sent me an email stating that on the 15th they are going to TRY and debit 4 different pymts, I guess they think that i have only told my bank to look for a certain amount. well duh, you sent me an email stating what you are going to do...excuse my french, but what dumbasses


lrhall41

Submitted by deeann.student on Thu, 11/15/2007 - 05:26

( Posts: 212 | Credits: )


Well, just got several emails from a "chris wilson" stating that the payments that they tried to ach on thurs 11/15 were returned due to "frozen bank account" and he (ha ha) would like me to call them due to this must be a bank error...whatever...they will start calling me now...here we go folks, hang on this is going to be a bumpy ride.


lrhall41

Submitted by deeann.student on Mon, 11/19/2007 - 06:31

( Posts: 212 | Credits: )


Deeann, you have come so far...this will be cake for you. I look at them like mosquitos on a warm summers night, continually buzzing in my ear until they are drawn to the light and zapped. :lol: Just remember to try not to take the calls and respond to the calls in writing. :wink:


lrhall41

Submitted by RoxyNY on Mon, 11/19/2007 - 06:34

( Posts: 4178 | Credits: )


If any one comes across that injustion I would love a copy of it. I have a loan as well with these people and they are the worse. They refuse to give out an address so how did you send them a letter.


lrhall41

Submitted by on Wed, 12/05/2007 - 13:31

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tl, this is from another thread after doing a search in the search box in the top right hand side of the page.


lrhall41

Submitted by cannr on Wed, 12/05/2007 - 16:11

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