Great assets management

Well, guess what, she violated the law by disclosing information (such as the fact that you have a debt, amount, etc.) to 3rd parties (your references) You can sue them for $1,000 plus attorney/court fees for violation of the fdcpa. Don't let them push you around and abuse you like this. I would suggest going to www.naca.net to find a consumer attorney in your state and file suit against these jokers.

Didn't she also violate the fdcpa by soliciting a post dated check? If so, *BAM*, another 1.

Cowgirl, was this the first letter you received from them? If it is, *BAM*, another FDCPA violation; no paragraph advising him of his/her right to dispute within 30 days. Not to mention the fact they didn't properly validate the debt.

Now that you have their addy, send them a DV & C&D letter, CMRRR. See what you get in response to that. You may want to document any, and all, communications you have with these bozo's. Recored phone calls (check state laws regarding this), take pictures of caller ID's (showing phone number called from, date, time), keep phone copies of phone messages, copies of correspondence, etc. Then, when you've finally had enough of them, get legal representation by and attorney that handles FDCPA cases, and sue.

Here, you can find a good debt validation letter template in the first link in my signature.
Just in case your new at this, what Ron means is certified mail, return receipt requested.

Yeah, sorry. I forgot it took me a while to learn the abbreviations also. I used to get annoyed when I'd get E-mails with TY and LOL and LMAO, in them. Now I find myself doing it too. I'm such a slacker.

CMRRR = Certified Mail Return Receipt Requested (As my BFF JCEMT was kind enough to point out)
DC = debt validation
C&D = Cease and Desist
OC = Original Creditor
CA = Collection Agency
CB = Crdeit Bureau
CBR = Credit Bureau Report
fdcpa = Fair Debt Collection Practices Act
FCRA = Fair Credit Reporting Act

I'm sure I haven't listed them all, or my have gotten some of the wrong, but I'm sure someone can add to or correct my list if needed.

SLFN TTYL and BYOB (Oh wait, maybe didn't mean that last one)

Thank you both... Yeah I am.. I have hand written out both letters... Yes that was the actual letter they sent me...I have logged all of my calls... I am at my wits end with this person and hopefully it will be over soon.

Ugh. Mistake.

DV not DC = debt validation

Thank you Ron.. Now im caught up on the trends...lol.. They gave me a p.o. box number.. Now I am not sure but can you send it like that to a po box number?

Ok Ron, i'm LOL @ ur BFF JCEMT! :lol:
And yes u can send it to a po box. They will recieve the green card and have to go into the post office to pick up the letter.
Good luck,
Ang
(also, didn't mean to butt into ur thread) ;)

The persistant calls are also a violation. By your documentation of the calls, I'd certainly sue them. In the meantime, send a partial cease communications letter stating that you'll only deal with them in writing.

It's only illegal to solicit a PDC in MA. If they are not a 3rd party then they would not need to include the 30 day dispute (I think).

what is pdc and if debt is current isnt anyone subject to 30 day dispute and validation?

I suggest you pay that account off... I dealt with Great Lakes, and i got served with a law suit over $453.00. I tried the whole confirmation letter and got a response back validating everything... and thats after i finally send a registered letter. i talked to a buddy who is a lawyer and he said that if they have my info and my signature then they will win, especially since i asked them to get all that info because of my request for validation. and i will have to pay up their court and attorney fees and that all together that will come out to be 5X what i owe now. I eventually called up their free # and talked to the manager, I negotiated to get the law suit dismissed and just paid the damn thing off. I had to pay for media that they had to order to verify my account too. Its a waist of time to take the whole " send letters to them" approach. These guys are ass holes and they got what they were after in the end. It just added wrinkles to my face from the stress...

OK, that right there is a load of poo-poo, so dont anyone fall for guest and his fake experience.

Quote:

[quote=Guest]I suggest you pay that account off... I dealt with Great Lakes, and i got served with a law suit over $453.00. I tried the whole confirmation letter and got a response back validating everything... and thats after i finally send a registered letter. i talked to a buddy who is a lawyer and he said that if they have my info and my signature then they will win, especially since i asked them to get all that info because of my request for validation. and i will have to pay up their court and attorney fees and that all together that will come out to be 5X what i owe now. I eventually called up their free # and talked to the manager, I negotiated to get the law suit dismissed and just paid the damn thing off. I had to pay for media that they had to order to verify my account too. Its a waist of time to take the whole " send letters to them" approach. These guys are ass holes and they got what they were after in the end. It just added wrinkles to my face from the stress...[/quote]

Damn...

That has to be the biggest load of crap I've read today. Looks like the shills are getting dumber. Must be the warm weather.

Just another sorry attempt to discourage people from requesting validation. Guest post paraphrased would be: "don't request information, just blindly pay it" yeah, I think not.

I put Great Lakes Asset Management out of business. They should be shutting down very soon. Watch out for their owners to open new companies using the same illegal tactics.

texasrobinhood.com

Really? Dennis Moore Dennis Moore! Steals from the poor and gives to the rich? Nice website.....Forbidden!