305-800-1000 - this number of ACH trying to minimize irregularities of payday lenders?

I was able to get my bank (through the fraud dept) to put a freeze on my account, the last time 10/31 that cash today tried hitting it, the debit bounced back to them and nothing paid out and no nsf charges were billed to me.

Exactly what I am hoping for jay. For the bank to do SOMETHING so that the debits will be rejected AND not charge her NSF fees. It can be done! :wink:

I put my account on Deposit only status and anytime a debit hit my account it was sent right back unpaid with no NSF fees as well.

Thanks for posting, you guys! jay, get your bank to do SOMETHING like this. This way the pdls will not get the debits AND you won't get any more NSF charges. You do not need this. :wink:

i tried to do the deposit only they said no at the bank, and then i tried to freeze it but they said not until i pay the money that i owe, it was 678 behind, but they were able to reverse a lot of stuff, but i am very hopeful that they are willing to close the acct

one good thing is that i gave them my direct line and i check all the mail that comes in so they can try whatever they want at my job, but it wont get past me :lol:

That is the way it is with me too. I just do not answer the phone anymore if I do not recognize the number I just do not answer anymore.....

and they just hit acct yesterday for 140 dollars, they are slick, but the bank is going to return them unpaid

and it looks like i will have to keep it open but frozen until further notice because of these jackasses

One Step Cash
ACH Loans
Payday-loan-yes :(

well i went to the bank and they closed my acct, he told me that even if they try to hit my acct that nothing will happen, once its gone there is no coming back

jay, so they will not force it back open or charge you any NSF fees or anything? Since you know that these guys are going to continue to hit that account forever and ever. It's totally closed forever?

yes, its closed cannr

at least thats what the man told me, but he has been working with me, so hopefully this is what it is

Yay! I'm just glad! Now you won't have to be paranoid about these pdls slipping debits through or getting NSF fees! This is great news! :D

yes, lets just hope that he knows what he is talking about

i really dont feel 100% about it though

Just be cautious. I always checked my closed account every single morning. I'm just paranoid! But that way, if something does hit it or it "opens" or whatever, you'll know right away and can contact the bank and get it taken care of. Just keep your eye on it. :wink:

wow these payday companies get around. i got involved with one in Malta, didn't know it until it defaulted.

That's the thing osu. You have no idea that these companies are actually located overseas, unlicensed, etc., until you start doing research on them. That's when everything "comes out". Who would think that they are "getting a loan" from Malta?????? Hell, I didn't! :shock:

yes i checked it this morning and it said that i have a 0.00 balance, but if it was closed why would it let me log in?? :?

Huh. That's kind of odd; however, at least it does say zero. Maybe once the account is inactive for awhile you won't be able to log in any longer (?). I'm guessing here!

Yea, thats what I was thinking too, lets hope :D

well im just glad i found this site, i am sleeping at night now (catching up too! lol) and i have already sent a couple people over here to get out of their mess. i had just signed up last friday and by monday i had everything ready for T & C. next, we'll concentrate on rebuilding our lousy credit, but at least we'll have Christmas this year :D

They just pre approved me...is this a scam?

cat-run as fast as you can away from this PDL and do not give them any of your info if you havent already.

i second that!

this number called me today and as i answered hung up on me i wasnt sure if it was a bad connection or what and then they called back, i didnt answer and they left no message, anyone know more about this number?[color=Blue][/color]

What number called you?
305 800 1000.
It is ach ,It is a pay day loan company

I think people need to be thinking more along the lines of phishing rather than debt collection. Following the mortgage crisis recently there are a lot of people in bad debt situations, so people are thinking this to be legitimate but...

I wrote on another forum:

I don't think this is connected to a collection agency. I have had my cell number for many years,I also happen to have rather good credit (not gloating)and I have been receiving calls from this number for about two weeks now. The first time, I answered, it was sombody speaking broken spanish I think, I could understand part of what they said. The person was asking for someone by name, I could not quite get it, after about ten seconds I simply told them that they must have the wrong number and then they hung up. I have been receiving a call almost daily since... and I have not answered it since. Nor do I plan to, because like most people I have a message on my phone that should make it fairly clear that they are calling the wrong number without the fact that I already told them so once

These people have overdrafted my acoount several times and i finally got someone to call me back after leaving messeges for the past month and half. The guy from Ireland stated that he drop the finance fee and would only ask that I pay the amount borrowed back to the company. I told the guy that my bank account is closed and that I do not have a new one and that even if I did I would not give him any information since they have recieved almost $700 dollars in extention fees. And that I was not giving them anymore of my money. :twisted:

I have tried the BBB, have had no response..Cant someone in our government go after this John Seedick..He is not doing business legaly..

Oh, I've dealt w/ ACHloans and they are a complete pain; if they're located in Ireland/India/or wherever overseas, I don't know that our BBB could do anything about them. PDLs are prohibited here in MD; I closed my account, referred my PDLs to the Maryland State Commission of Financial Regulation, and there for a while ACH was providing me with some VERY interesting phone calls! They were going to "come and get me," they were going to "see me in a British court of law," and so on. Pathetic.

With this address in India, and some bank should trace ware the money is going when they debit a account..There should be some way to trace there address..They need to be shut down.All the PDLs I have had at least a address. This must be run by MI6 ex agents..Ha