logo

Debtconsolidationcare.com - the USA consumer forum

Pay day loan disaster

Date: Tue, 11/13/2007 - 08:36

Submitted by Ngranello79
on Tue, 11/13/2007 - 08:36

Posts: Credits: [Donate]

Total Replies: 5


I need help with pay day loans!! I have 6 outstanding right now and need to know my rights. I live in Texas, so I'm sure those rights are limited but any help would be greatly appreciated


Hi, welcome to the forums. You have come to the right place. Please tell us how much each loan was for and from which lender. Also, how much you have paid each one so far. That way we can help you determine what you legally owe.
You must close or freeze your checking account immediately so that you can breathe and deal with these companies on your terms, not theirs. Tell your payroll dept that you need to get a live paycheck for a while. In Texas you must be careful to keep in touch so they can't make it look like fraud that was deliberate. Are these storefront or internet?


lrhall41

Submitted by Frogpatch on Tue, 11/13/2007 - 08:41

( Posts: 5381 | Credits: )


the outstanding loans are as follows:
pay day one - total loan $400
paid : 216.63 (30 applied to principal)

Payday max - $430
paid : 180.19

Cashnet USA $500.00
paid 128.25

MTE $300
Paid $90

There are also 2 more loans of $200.00 each that I plan to pay off this week.
All of the companies were internet, not storefronts.

If there is a way to resolve some of this without closing my checking account please let me know.


lrhall41

Submitted by Ngranello79 on Tue, 11/13/2007 - 09:30

( Posts: | Credits: )


i opted to go through a firm to represent me. does anyone know about oak view law? they seem to be working very well.


lrhall41

Submitted by on Thu, 12/06/2007 - 11:10

( Posts: | Credits: )