Letter to the bank

i think it would be best if you went in to do that, you will most likely have to fill out some paperwork depending on your bank

I would also suggest going to the bank in person. I did speak with mine via email at first seeing what my options were, but I had to go into the actual bank to actually close my account. I was really uncomfortable and scared at doing this, but my particular bank was very kind and helpful. They explained my options and we closed my account ounce all the pdl's hit and they cut me a check for my direct deposit and reopened a new account for me leaving my pdl's on a closed account. The sooner you take care of it the better you will feel. Taking control and acually having your money in your hands feels awesome!

It is not wise from what I have read here to open your new account in the same bank as your old account. Too easy to be hit by the PDLs . You need to go to a different bank

yes do go to the bank in person. when i went i was so scared and embarrassed, but after talking to them, i realized that i was not the only person who have had problems such as this.

Thanks Guys ! just called the bank will walk in there in the AM and just closed the account they told me to keep it close for about 6months alos iahd alread switch my direct deposit Thanks again Fighting back

I have closed that checking account with my credit union and keep mt saving acount but had the account number change so i can pay my Overdraft protection and loan with that bank no direct deposit Phew i hope this workes

Congratulations! That is the first step to taking control of your money:)

cam, they are not going to "link" your savings account to anything that comes through, are they? Since you "kept" the savings account?

great qqn cannr :)

I told them not too they are doing a account conversion also i have severl accounts with them so i have to keep somthing opne but i did explain had then look at my account and told them i just want a plan account . The checking account is closed ! only thing that should go through is the atm card not the one with the visa logo . do you think this is ok

cam, to be honest, I would call them and ask point blank "If anything comes through on that closed account, it will not hit my savings account, correct?" I get very paranoid when a person keeps an account open (and it's fine!) but I like to get it in writing, if possible, that that account will not be touched if pdls come in from the closed account. Just my opinion and me being paranoid here.

Thanks for your honesty and i will do that ASAP and make sure they do understand totally so i will not be responsible

Thanks, cam! I would just HATE for you to think your money is "safe" and then find out they took it out of your savings account!