are there any GOOD payday loan companies?

Sorry to say Winds, but I don't anyone here would consider ANY PDL to be "GOOD".

However, most storefronts are legal and 'tolerable' to work with. You should be able to find one in the yellow pages or just by driving around. The ones that have a physical presence in your state are more aptly regulated and have to follow your state laws to a T.

Just be aware, on a $500 loan you will probably have to pay back something like $575 in two weeks. Also, make sure beforehand that you will be able to pay it back when due... I know it's easy to say, but so many people here said the same thing; then something came up, they took out another PDL to pay the first one, 2 turned into 3, 3 turned into 4, and then we have problems. Next thing you know, your whole paycheck is going toward interest. Just be careful.

Please do not do a payday loan. It will only cost you more money and aggravation in the end..See if your employer could possibly float you a loan of the amount you need and pay it back with each pay period..please try this first.

I second, that, PLEASE don't do it....I always told myself "I'll have no problem, on payday paying this back and then it will be paid off", I now have 5 PDLS, and its a nightmare! I got the other 4 when I didn't have the money to pay the 1st one! Please try and do something else.

One semi decent option is your bank. Some banks and credit unions offer "payday" type loans, usually called a Direct Deposit Advance. These are done through your bank, and they are relatively cheap in comparision to other payday loans.

But it still isn't the greatest idea. Payday loans can really trap you into a terrible circle of debt.