Need Questions Answered

Date: Thu, 11/15/2007 - 12:05

Submitted by anonymous
on Thu, 11/15/2007 - 12:05

Posts: 202330 Credits: [Donate]

Total Replies: 26

Hello,

I live in the state of Pennsylvania and I have 4 pdl's (yes I fell into the trap) I realized that I can no longer afford the payments, and after speaking with one of them (them not willing to work with me) I went to my bank and closed the account so none of these can debit my account on 11-30-2007.

I guess what I need help with is the only income I have is I get SSI for 2 of my kids........can these pdl companies do a wage attachment to these loans with my kids SSI money? Can they take my income tax refund (hubby works so we get a tax refund)? What can and is going to happen to me as soon as these go into default? (which will be 11-30-07)

I can use any advice on how to get help with this problem

Here are the loans I have:

CashNetUsa.Com
Funding Date: October 22, 2007
Principal: $350.00
Loan Amount: $437.50
Payments Made: $87.50
Extended Amount: $350.00

PayDayOk

11/1/2007 Refinance 59418688 82188090 Complete $0.00 ($82.50) ($82.50) $350.00 9/29/2007 Refinance 59367834 82123064 Complete $0.00 ($45.00) ($45.00) $350.00 9/11/2007 Principal Increase 59326601 82074859 Complete $150.00 $15.71 $134.29 $350.00 8/31/2007 Refinance 59302112 82047015 Complete $0.00 ($42.86) ($42.86) $200.00 8/1/2007 Refinance 59229834 81964426 Complete $0.00 ($45.72) ($45.72) $200.00 6/30/2007 Refinance 59146994 81871498 Complete $0.00 ($35.72) ($35.72) $200.00 6/4/2007 Loan Disbursed 59074923 81791495 Complete $200.00 $0.00 $200.00 $200.00

PayDay1One

11/15/2007 56333229 1347721 Fees accrued from (11/1/2007) $35.00 $0.00 $35.00 $0.00 $0.00 $0.00 $285.00 11/1/2007 56261288 1347721 Refinance ($82.50) $0.00 ($82.50) $0.00 $0.00 $0.00 $250.00 ACH 11/1/2007 56261288 1211831 Fees accrued from (9/29/2007) $82.50 $0.00 $82.50 $0.00 $0.00 $0.00 $332.50 9/29/2007 56203235 1211831 Refinance ($72.50) $0.00 ($72.50) $0.00 $0.00 $0.00 $250.00 ACH 9/29/2007 56203235 1089583 Fees accrued from (8/31/2007) $72.50 $0.00 $72.50 $0.00 $0.00 $0.00 $322.50 8/31/2007 56175549 1089583 Refinance ($27.50) $0.00 ($27.50) $0.00 $0.00 $0.00 $250.00 ACH 8/31/2007 56175549 1036031 Fees accrued from (8/20/2007) $27.50 $0.00 $27.50 $0.00 $0.00 $0.00 $277.50 8/16/2007 56175549 1036031 Deposit $250.00 $250.00 $0.00 $0.00 $0.00 $0.00 $250.00 ACH

PayDaySelect

Date Action Loan Transaction Status Principal Fees Transaction Total Principal Balance 11/1/2007 Refinance 56905844 79350062 Complete $0.00 ($49.28) ($49.28) $200.00 10/4/2007 Loan Disbursed 56882677 79317482 Complete $200.00 $0.00 $200.00 $200.00

Wage assignments are voluntary. Send a letter to each of them re

Wage assignments are voluntary. Send a letter to each of them revoking any wage assignment agreement you may or may not have made.
Wage garnishment have to be done by the court in Pennsylvania where you live. That will not happen from the PDLs. If turned over to a collection agency or attorney then there is a remote possibility down the road but still not likely. Cashnet is the only one that operates legally where they loan