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Need Advice on dealing with Wolpoff and Abramson

Date: Sat, 11/17/2007 - 16:55

Submitted by chereennb
on Sat, 11/17/2007 - 16:55

Posts: 29 Credits: [Donate]

Total Replies: 5


I have made settlements with all my collectors 2 days ago and made sure I got everything in writing. The only one I've had problems with is Wolpoff and Abramson. They agreed on a payment program, but didn't give me anything in writing that day. They said they will be sending me the terms in the mail. However, I'm supposed to have a check to them in their office by Novemeber 30. I am very weary of doing this without tangible proof of this agreement. I have a court date for this matter on December 14th, so I want to make sure that I've made payments to them so this gets dropped. Any advice on how to Deal with Wolpoff would would be greatly appreciated. I've heard horror stories about this company and I don't want to become one of them. Is there some specific verbage I should use in the documentation when I send the check (I obviously not going to send a check by itself) -I was thinking of stating "by cashing this check you are agreeing that this serves as partial payment toward the debt owed" Any advice would be greatly appreciated. Thank you!


simple, don't. They will take you to the NAF (National Arbitration Forum) anyway. Check this out. Bud Hibbs has the low down

I downloaded that report and it spells out how W & A operate. I would let them take me to court.


lrhall41

Submitted by on Sat, 11/17/2007 - 18:13

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I would also not send them a check- send them a money order. You don't want them to have your account info.

I sent a letter to one of my collectors,not this one, that wouldn't send me papers before hand. I said that on such and such date I spoke with them on the phone and they agreed to accept xx dollars as being paid in full, and this payment was number one of three to pay it off. I was lucky that they did what they were suppossed to. Keep copies of everything and also conversations you have-send it certified,return receipt..Good Luck..karen


lrhall41

Submitted by Bossy4455 on Sun, 11/18/2007 - 08:10

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ok, so i was looking over the letter that W&A sent and it says they represent Discover directly, not some debt collection agency that purchased the debt from discover. which technically means that Discover did not sell my debt to a debt collector but sent it strait to the W&A law firm. while i know that, technically, they are a law firm that collects debts for their clients - legally they can't purchase the debt from a creditor because they ARE a law firm. and the debt did NOT get purchased by one of the debt collection agencies owned by W&A, so... it seems that discover still owns the account. and one might conclude that i could try to settle with discover instead of trying to make a deal with the crooks at W&A. i'm going to contact discover tomorrow to try to work something out with them. does anyone agree or disagree that this is a good course of action? just looking for some input.


lrhall41

Submitted by chereennb on Sun, 11/18/2007 - 11:57

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You are most certainly stuck with W&A regarding this matter, the law firm represents them, so technically, you have to deal with the law firm that checks with their client. W&A was retained to represent them in this matter, so technically, it's not legal for you to call discover anymore because they have an attorney.

If you were an attorney, you would be committing an offense that could cause your license to practice suspended.


lrhall41

Submitted by on Sun, 11/18/2007 - 17:50

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