Credit Card Debt as a silent financial killer

Our love with the plastic money can actually make us financially crunched. I have realized it n now I use only cash an checks :)...and I'm happy

Nelly

Same here. I have trouble using my visa debit card. I much prefer to have cash. If it isn't in my pocket it doesn't get bought.

Yea, I like that.

If it is not in your pocket, it doesn't get bought

I used to have close to 5 Credit Cards before.

I had maxed out on all 3 of them, trust me I had a hard time paying them out but eventually I did and I felt like a weight had been taken off my shoulder

oh my yes, credit cards can get us in so much trouble it isn't funny and those companies just love those of us who don't pay our balance off in full each month. some of them even raise our credit limits to entice us! I really love if you dn't have the cash it doesn't get purchased. I think i'm going to start doing that as well as you can actually SAVE money. Whatever is left over in the cash, it goes in our coin/money jar that's huge. as soon as that thing is filled it goes to the bank in a savings account. unfortunately my hubby and i count too much on the debit card, and while yes there's a limit there too, it's still way too easy to use for small stuff that adds up too quick! very disciplined nelly and py