I need other alternatives in paying the pdls

Tracy, Welcome to the fourm. We will do our best to help you. Please list whether they are storefront or internet, the name of the companies, how much you borrowed for each and the total of how much you have paid back to each...for example - Loan - borrowed 300 - paid 400. Also, we need you to list the state you are in so we can ensure we use the correct laws.

Welcome to the site. As soon as we get the information Roxy requested, we can give you the correct information to help you.

Sorry Roxy, I posted right after you so I came back and edited mine so we weren't asking the same things.

All the companies were internet based.

US FastCash loan 200 repaid 110
WebPayday loan 300 repaid 100
ameriloan loan 200 repaid 53
PaydayMax loan 200 repaid 57

I live in Maryland

Thanks Tracy. I am going to list the laws for MD for you and everyone to look at...

You will find the Payday loan laws for Maryland here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Tracy, honey, close your bank account! First of all, these are unlicensed/illegal pdls that you have. Second, pdls are prohibited in your state! I'm going to post something by goudah regarding closing your bank account for you to read. Please read this and post ANY questions at all. You need to take care of your bank account FIRST before doing anything else.

Thank you Cannr and PYB... :D

Thank all of you soooo much, I for the first time feel less stress.

I will call my bank 1st thing monday morning, and see if I can do the deposit only. I am hopng that closing my account would be a last resort, as I have had it for many years. But i am glad that I have options that will protect me.

I will keep all of you up to date on what happens next.

Tracy, Keep in mind that they will continue to try to take money for a long time. Some will stop and then months down the road, try to debit again. I am glad you are feeling less stress. This site has helped so many people. Do keep us posted and we will be checking.

tracy, since your account is overdrawn at the moment, do not let your bank "mess with you" regarding putting a block on it. You can have a hard debit block/freeze/hard hold/deposit only - whatever they want to call it, put on it. Tell them these are illegal companies and they are taking unauthorized debits from your account. Tell the bank that the pdls have been informed not to debit. You will need to send letters to these illegal idiots; however, you need to get the bank account straightened out first. That's your priority. You don't want them to continue to debit and cause you more NSF fees. If you need any help, just let us know!

Ok Tracy, keep us posted. Good Luck.

The PDLS's have got me feeling as if I am heading down hill with no breaks. I have so many out and cant catch up and now i'm in a revoling NSF status. Cant seem to get out. I wish that I could find help. It seems that If you dont own a home for refinance you have no help. our Is help availible for me???

jtilla....Welcome....please register and then re-post in a thread of your own so you can find it again. In the mean time...please also tell us what state you live in, the names of the loan companies, whether they are internet or store front and then how much you borrowed from each and how much paid back including the fee's. Then we can see where you are and what we can tell you to help.

The PDLS's have got me feeling as if I am heading down hill with no breaks. I have so many out and cant catch up and now i'm in a revoling NSF status. Cant seem to get out. I wish that I could find help. It seems that If you dont own a home for refinance you have no help. our Is help availible for me???