Telecheck question

I don't have any experience dealing with this sort of consumer reporting agency. Your best bet is to try to find Hagan's inc. Try telephone directories on the internet such as yellowpages.com. Someone else here may be able to better assist you.

Welcome mrhender. I can't offer you any assistance on this, but don't worry... someone will be along shortly to help you out.

Good luck!

I'm not sure if hot checks has a SoL. I know that if you don't pay them you won't be able to write checks with any company who uses that system.

shouldn't telecheck have to provide more information before refusing to accept? What if their information is wrong ?--especially since they can't provide a correct phone number? WAS it FRAUD? Or was it actually "hot" checks that above member stated they were? "Hot checks "from that long ago should have already been investigated and prosecuted from local D.A. in your area with arrest warrant being issued if in fact was a "hot check" category --Can you file a fraud report at this point or do you just pay something no one seems to be able to provide info for but that affects your life negatively?--if you don't know what debt is for then this is not a system anyone should ever pay anything through--use another system and forget about them! :roll:

According to the Federal Trade Commission they are considered a consumer reporting agency, as specified in the Fair Credit Reporting Act.

They collect, store and report consumer information relating to check transactions and bank accounts.

Also, telecheck activities are governed by two federal laws because they collect and sell consumer information, and also collect debts.

The Fair Credit Reporting Act - for consumer information reporting.
The Fair Debt Collection Practices Act - for check collection activities.

So the same as any CRA they should drop off after 7 years. Telecheck will remove you from their data base once you pay them unlike chexsystems.

You can contact them at telecheck.com

That's some food for thought. I will keep that in mind for my future practice. Also in regards to SOL on checks, check your states SOL for contractual accounts. That's basically what a check is. Actually it's more like a promissory note.

this system sucks,i recently wrote a check to advanced auto parts and it was not accepted,and just a month ago they were ok.how can that be? i think they are ripping off.its probly a bunch of commy offensive material removed. CA ,or thugs!!!!!!!!!!!!!!!!!

it still sucks,offensive ahhh!!!!

"Commy"? :roll:

No one is required to accept a check, it is strictly voluntary.

You can also check your Telecheck (if that is who they report to) report and see why. If you have bounced a check or had Insufficient Funds for a purchase recently that would be the likely reason why.

And if they don't accept your money, then just how are they thugs?