Pay Day loans in SC

bby, are these storefront? And would you please list which companies you are using. I will post the pdl laws for your state for you to look at.

Roxy, BBY has three threads going . I have already posted the laws on another thread.

Thank you for catching that....this seems to be the way lately.

yea they were all storefront... dont know the names i will find out... all hole in the wall places though

If they were store front, chances are that they are operating legally.

You will find the Payday loan laws for South Carolina here (just select your state),
http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html

Hi bbygurl. Welcome. :-) I am from SC and, no, it isn't considered to be check fraud if you stop payment on those checks. In fact, the only thing that can happen is that they will harrass you to death by phone, etc. It might do you well to try to make arrangements with them. They may be willing to work with you. If not, what will happen is they can take the checks to the magistrate (not for criminal prosecution, but for civil suit), and you will have to go to mediation to basically decide on a payment arrangement. Sometimes they are willing to work with you without going to court, as the only thing that's going to happen is that you will make arrangements with them anyway (I hope that makes sense...it sounds funny the way it's written to me) :-)

Try to find out where the loans are and we'll see if anyone else has heard of them.

Also, if we can get the names of the storefronts, we can check to see if they are members of the CFSA and this person may be able to invoke the EPP on a few of them. :wink: