Jail and Texas store front payday loan

You can not go to jail because you did not pay a bill. Go into the store front because they usually are operating legally. Explain the situation . Do not just ignore it.

Texas has criminal penalties for check fraud in regards to any check that is passed fraudulently from what I have read on other threads. If you deliberately gave the storefront a check with the intent to defraud you could face jail time. You did not do that. You just could not cover it or stopped payment. If you remain in contact with them their is no fraud,

Bianca, I am sure that if you go or call them and explain your situation they will work out a payment arrangement with you. I just defaulted with a storefront PDL last month and I called them and they told me that I can send them partial payments whenever I can just as long as i don't ignore the debt they won't take legal action. Give them a call and they will work with you.

Samuel Bishop called me telling he had a court order to collect or prosecute me for fraud on a payday loan and that I could lose my job. he told me that he was from the crime prevention unit. No one ever has called or sent me any correspondence to where the payday loan came from or what company or address of the company. Mr. Bishop refused to give any names or addresses of my lender, I thought I had paid off all my bills in that area. He was willing to work with me, but I did not have have of the bill money and could give any money. I explained to Mr. Bishop that I could not do anything until September 10, 2008 and every month I would pay something until it was paid in full. First he would not agree, but when my daughter called him he was willing to accept $200 the next morning, My daughter could not borrow the money and when Mr. Bishop was asked to give an address where the money could be sent he refused to give it me. I am not trying to get out of paying any dept, but I do not want to go jail either. He also called my place of employment several times threatening me and my Blood Pressure shot up so high I had to be rushed to the hospital.

I am so sorry that that happened to you. First off, did he say who he was collecting for and did he do what's called validate the debt? That is prove that the debt was yours? And was this for a storefront or internet loan?

They cannot put you in jail. I defaultedon a payday loan,
The week after I wrote the "postdated check" for repayment, my bank acct was scammed by someone who obtained personal info from payday loan. I contacted the attorney general, the FBI, the district atty. The PD loan company was forced by the atty general to offer a repayment plan. In some states, the PD loan companies are forced to offer 150 days to repay with no interest. It is NOT correct that the storefronts will work with you. This has not been my experience, I contacted the store front personally, in writing, and they refused payment plan. I contacted the CSO (the bank or insurance company on your contract). They refused. I had to resort to federal intervention before the PD loan company would refrain from practicing predatory, usery business dealings. I have heard that pay day loan companies will become illegal when the next legislature is closed in March.
They are most time out of state banks who are lurking in out of state store fronts and refuse to abide by the laws. They also sell your information to foreign internet criminals who will
take your money. hint: NEVER giev a DP loan place your debit
card number if it is linked to your bank acct. This is what happened to me. I closed that bank acct and debit card. I now use a "walmart preloaded" debit card. No one will get
my debit card that is attached to my bank acct, my direct deposits. PD loans also engage in illegal tactics such as
harrassment, threats. Hopefully they will be forced to close up.

i had a payday loan with a company and paid them then a few months to a year later i needed another one and had so much going on like loosing my job my place of residence and even my kids that i had forgotten about it. i had no intention of skipping out on them but dont remember getting any info or reminders about it either. if i did get something about it i am not sure what happened. now i am being told that i will have to appear in court. can i go to jail for this it happened in the state of texas.

Can someone help me? I have three storefront loans (cso) and lender is NCP Finance limited partnership (ohio). I also have one internet loan (cso) with NCP finance limited partnership. I am the state of texas. Can NCP fund all these loans? Do they have to be licensed?
State says:

Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified ($500 aggregate loans outstanding to all licensees)

One is $1350 check n go plus fees, 1000 ace cash express $1000 plus fees, $1000 advance america plus fees.

Please help! What does this mean?

How come no one responded?

Sorry, it's rather late here and I just arrived home from a camping trip. Would you mind starting your own topic with all this information so we can keep your information in one spot, thanks. I will respond to this tomorrow when I'm a little more alert and have time to do some research. Unless of course someone else can help you tonight, which would be great. I'll just say for now, have you considered looking into the EPP (extended payment plan) with any of these lenders? Click the link below to read about it (Number 11). Meanwhile, I will look in on the forum again tomorrow, if no one else has responded I will do my best to help you. :)
http://www.cfsa.com

i have two storefront payday loans in texas both hitting me on the same payday,breaking my acount. cannot get them paid off, work cut our hours back with a looming layoff nearby! any suggestions? don't really want to call in my unemployment from jail!

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I have a payday loan that i got for someone and they lost their job so i was left trying to pay the loan back.and i did get to pay at lease one are may be two times the finance charge on the loan. and as you know you have to leave a check thats made out for the full amount of the loan which is over 700.00 dollars. So can i go to jail for none payment of the loan because the company has my sign check. I am on a fix income from SSID. please someone respond back.

Iam caught in a store front payday loan, i got a payday loan for my brother and he paid the first finance charge on the loan but was not able to make any more payments, so i help make about two more payments on the finance charge which was 138.00 dollars each time and i had to make that with cash and then leave a sign check for the next date. So my question is can you go to jail if you are not able to pay the loan back. And since then he has lost his job. And i am on a fix income and i cannot pay the loan back because i only get x among of money from SSID. So can you tell me what i need to do, please, please i need some reply. I am not in the best of health to go to jail.

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Does Texas offer the EPP program?

For CSO store fronts as long as you are not already in default

I have defalted on two payday loans in Texas due to getting layed off. The loans were over a year ago. I just received a letter notice of intent to pursue civil collection efforts. What does this mean and will I go to jail or have to go to court for this. It was out of my control I almost lost everything.

Were these store front loans? Did you use a check as collateral? Was the letter from the original lenders or a collection agency?

A civil suit only means they might pursue taking you to court to obtain a judgment to collect money due, you will also be required to pay court costs, so it would be in your best interest to contact the lenders and make a settlement offer.