CA selling account without validating
Date: Fri, 12/21/2007 - 10:47
If during the request for validation of a debt and requesting proof of ownership of the account, you discover that a CA who previously tried to collect but didn't validate sold the account to the new CA.
Can the old CA be held liable?
Can the old CA be held liable?
They can do this..... I've had it happen to me. They don't comp
They can do this..... I've had it happen to me. They don't comply with the validation request and figure they'll just sell the debt off to another CA so they get some money for it rather than nothing.
Check your credit report to make sure that the CA who didn't validate didn't report anything to the credit bureaus. If they did, dispute the entries on the grounds that the CA failed to validate the debt per your written request.