Rewards 660 Visa Card

I am not sure, but I believe this is a card with a 300.00 limit. After you pay all the fees etc, your initail credit limit is 70.00. I personally would stay away from cards like this.

I have this card. The fees up front are pretty hefty, but I have had good luck with this company. You earn more credit as long as you pay on time. I got the card, paid the fees off so there was no balance and pay it off in full each month. I use it for gas only.

If you don't mind the fees, it could work for you. I have not had any problem with them.

I have also heard good things about Orchard Bank as well. The best part about this one is that (while there are fees that make your initial credit limit 230, from what I've heard), the entry goes on your credit report as HSBC, so that your report does not indicate one of those bottom feeder lines.

I dealt with Orchard and was not impressed. I was one day late with a payment because we were in Maui and I got charged a late fee, which caused me to go over my limit by 1.70 and I got charged an over the limit fee. We also had a scheduled pymt coming out of that card which was scheduled for 3 days later, it was rejected and I was charged a return item fee (not thinking that was the term they used though). So being late is NOT an option, not even for one day! We basically had to send $100 to get it back to where it was when all of this began. I paid it in full and requested the card be closed 3 TIMES! They didn't close it and I got charged an inactivity fee and finance charges on top of that. I had to go through Experian to get the card closed. Nightmare! I did not have bad credit, I just had NO credit...but after I got that card and paid on it for 6 months I got other offers in the mail so I did not need it anymore. Stay away from Orchard!!!

Warning: Rewards 660 Visa...if you ever get this credit card, do not try to pay your balance off, or they will stop you from using it until you mail or fax proof of how you paid...afraid someone has your account information! I told them that was the stupidest thing I ever heard...someone paying your credit card for you...but it has happened to me twice!! If you make more that one payment in a month...same story...you will not be able to use your credit card until you send them proof it is you,,,they will put a hold on your credit card because you paid more that was due...I kid you not...and after sending proof of your driver's license, proof of how you paid it, and proof you have the card, you will be able to use it again in about 2 weeks!! I kid you not!! I have done this 3 times, yet they will send a recorded message to your home suggesting that "why not pay your balance to free up more credit", and when you do, they will freeze your account until you again send them a copy of your information again...It does not pay to pay your balance on Rewards660 visa...It is not advisable to even apply for this card...believe me, you will be sorry, especially if you need it for an emergency and you just paid your balance in full. To pay in full you will be penalized!!

yes i have one thay help