Legal threats given by the pdl company if the loan not paid

They cannot put you in jail. These people threaten a bunch of stuff but they cannot put you in jail. Someone with more experience will be along soon to give you advice. In the meantime dont worry about it and dont give in to their threats and send them money.

Thanks for the comment!

This request has been posted in multiple threads.

They will say anything to make you pay that day.

YEA i know they will say anything to collect the money but could those thing really happen to me?

No. Worst thing they can do is sue you civily, but they won't do that becaue almost all internet payday loans are operating illegaly.

Thanks for the comment!

thanks

you people are just about making excuses for not paying a cent, you should be ashamed of yourselves, if you can't manage to pay, just don't take it, period, i am a bookkeeper at a payday loan store, and pretty much all my customers are pretty good people punctual on payments, and yes, there are some like you who just don't want to pay back, and yes, we can't really take you to jail for not paying back, but we can take you to court and garnish your wages, not to mention that we can make a judgement against your credit, so that this stays for 7 yrs and prevent you from renting a car or buying a house, and unfortunately for you, we are making a suggestion to the goverment that we should actually take you to jail for making business with bad checks!!! lol

guest....give us just a small break, please. :roll:

You've obviously not read very far into our site. We tell people exactly what you told them - that a legally operating payday lender can and will take them to court, possibly leading to garnishment of their wages, if they do not work out some sort of payment arrangement with said lender.

So what's your point?

I believe you said in your post that the OP in this case "didn't want to pay back". That's not at all what the OP said - they said they lost their job. Big difference.

Should the OP make payment arrangements with the lender (provided they are operating within the state law)? Yes - definitely. You won't see us telling them anything other than that. Only when the payday lender is operating illegally do we suggest anything else. And even then, we suggest paying what is owed under their state law, but nothing more.

It will be interesting to see what your "suggestions" to the government end up creating.

Oh...one more thing. A judgement on your credit will not prevent you from renting a car. Car rental places don't check your credit. They only want your name, information, and credit card...and sometimes your firstborn child as security.

Guest, how do you sleep at night. You over charge the most vulnerable people in our society that are desperate then you have the nerve to call and make empty threats and scare the begeebees out of them. The wonderful people on this forum ALWAYS say to pay the amount borrowed. IT is YOUR organizations that threaten and harrass people to the point of apathy when they dont even pay back the principal. There are alot of scumbags in your payday loan world, unfortunately you have crawled out from under your rock and spewed your garbage on a great forum. Crawl back under the rock and leave these kind people alone.

Oh and by the way, suggest all you want to the government they dont like your kind either! Oops, which government our we talking about here, the USA or some island in the middle of nowhere!!!

I am not going to dignify guest's comments with an answer. All I can say is that I hope he or she is never in the position our friend who lost their job is in--and I hope the New Year brings you a new job at double the wage!

Thanks you guys for being here for me and having my back Im so happy to have found this forum! :D

Same here--and why don't you register with us? We're a fun bunch here and are all dedicated to getting out of debt!

I am now currently registerd with the forum but at the time i posted this question I wasnt!!! Trust me i am so glad to have you wonderful people!!

Great! I'm glad you did that!

PAYDAYLOAN......I understand everyone has there own perspective/opionion on this forum, however..I'm sorry, but, I'm not getting your 'point'. Just seems to me you're giving your version of a book that was written....please correct me if I'm wrong.

Sounds like PAYDAYLOAN is saying that the government getting rid of or - gasp! - regulating PDL's is a bad thing!?

How is the payday loan industry legitimate if many of them lend illegally in states where they are prohibited or they are supposed to be licensed? Perhaps if they actually followed the laws, then they could be considered legitimate, but I think it will be a cold day in heck before that happens :twisted:

Thanks for the 'clarrification.' PDL's can be 'sheeps in wolfs clothing.' They are there to help (yea..right..). However..many of us get into issues that we 'can't get out of' and need help. It WOULD be better if PDL's followed the laws and rules of lending procedures.

everthing about advocates post is wrong.that is why it was deleted.

Already taking care of business, you rock Paul! :D

Hey, PAUL...what was incorrect about the deleted post? Maybe I din't see it..I don't know. Was there information that was wrong in it?

just because a post is semi-articulate doesn't make it any less a troll post.it was meant to flame the boards which it was doing.i put a stop to it.this person has posted similar on another thread.also notice this was from 2007.