Westbury - OMG I need help

popixie -

You need to go to your bank and advise them that this was an unauthorized debit and request that it be reversed and this company blocked from your account.

There are many other threads on this site regarding Westbury - reading those threads (and others - just do a search using our search tool on Westbury) may help you understand how this company works, and how to deal with them.

Well, I just got off the phone with my bank, and they've filed a dispute. It'll take 7 to 10 business days. :(

Did you apply to apply for another payday loan? Just thinking maybe it was from the same company and that's how they got your current banking information. Good luck.

That or they skip traced you...either way get your bank to reverse that debit.

pop, you may want to also consider getting rid of that bank account. Westbury uses many different names. They have your bank account information. They will most likely debit again.

Follow cannr's advice it has happened to other people here..do not give out any new account information and please do not ever apply for another pdl they all share there info..

ladybug

Thanks, guys. I'm going to go into my bank and see if I can get a new account number.

Actually, If they know your bank, it may be easy for them to find any account number you may have there. I would strongly advise going to a completely unrelated bank.

Wow! This is horrible, I hope pop is ok, how many names does Westbury go by?

Leah, what is skip tracing?

Who knows...I have seen the Loanshop, DMSMarketing, SMTM,LLC, XPRESSCASH, LTSManagement Services, Loan Point USA and Whistler Loan Holding Shop...and that was just a few listed with the BBB in New Castle, DE.
I have also learned that the addresses they list in Delaware are just mail boxes...there aren't really businesses there. Really sneaky people...

skip tracing is where they take your ssn and if you use your cking account to pay on certain bills, they can find out who you bank with and once they have that, if they have ur ssn, they can get your account number

The Loan Shop / Westbury Ventures took money out of my account without authorization. It was back in October. I went to my bank... BOA and they closed the account, gave me a new account number... filed a dispute and credited my new account with the returned funds. I thought that Westbury would try numerous things to get into the new account so I had password protection added to the account where they would have to verify with a specific password before any information can be given out. I did this because these people have your SS# and everything they need to call the bank up and pretend to be you and get your account number. Maybe some people should add this added measure.

I think they got my new account number because I applied for a new PAY DAY loan but then decided not to take it and the next thing I knew... there was a debit waiting to come out of my account from "The Loan Shop". I didn't even get it from
"The Loan Shop"...

The people at Westbury are so stupid and rude. Be careful of them...

That is exactly how they got your new info.You applied for another loan. That is the worst thing you can do, especially after reading these horror stories. Stay away from these pay day loans. .Usually when you apply for a loan there is a clause in it that says you give them authorization to debit any accounts you may have. Well they did just that. So many of these companies are related so If you give one your account number all of them will get it.

Just wanted to add... while I was filing my dispute... the lady on the phone that I filed it with stated... " I just had another lady file a dispute on this same company... who are they?"

Just be very aware of your accounts and watch them closely.

New accounts are usually safe as long as you do not apply for any other pay day loans.

Today I went to get some money from my bank and was negative 390 dollars. Being a Saturday everything is closed so I got online and found that Loan Shop Westberry had taken out my money. I never made a loan with them or authorized them to take my money. It is true though if you apply for payday loans and decide not to take it they will retaliate and take you. I am going to my bank Monday and disputing it. This is Fraudalent activity

:( I went to ripoffreport.com and filed a report against this company. Maybe some of you can go there also. Good Luck. I am desperate as this was my mortgage payment. :cry: :cry:

Go to ripoffreport.com and you can file a report and see what happens

letty, you need to dispute this with your bank. Westbury, I believe, uses different names also. Did you have a pay day loan with SOMEONE? It might be them using a different name. However, regardless, you need to go to the bank and have them reverse that off. Yes, a lot of people do go to ripoffreport. However, I would file a complaint with the BBB regarding them. They will contact the company on your behalf.