Re-building credit, etc.
Date: Wed, 01/02/2008 - 13:09
Hi chels You have two secured cards as well as an auto loan,s
Hi chels
You have two secured cards as well as an auto loan,so at this moment do not take new credit. Applying for a new credit for the sake of building credit is not a good idea.
Take care
Nelly
Congratulations!
You've already done a lot towards rebuilding your credit just by paying off your debts. Once they are completely gone, the only thing that will really help is time. The longer you pay on time on the accounts that you leave open, the more good reports get made to the credit bureaus. As time goes on, the oldest negatives drop off the radar. Eventually, the good outweighs the negatives.
Get professional help.
You need help repairing your credit. I recomend that you get professional help. Contact me if you need any advise.