CA report...
Date: Thu, 01/03/2008 - 05:48
Just a question about my credit report. I checked it last night and it stated I had a negative report from a collection agency. I noticed the report was from 2004 which I paid off through them. It stated it was paid and nothing owed. Does action by a collection agency stay on your report in a category by itself? Is it ever put in a more positive light? Just wondering...thanks.
It is a negative item even as a paid collection.It can be challe
It is a negative item even as a paid collection.It can be challenged through disputes with the bureau for reporting errors and it must be removed at the latest seven years from date of first major delinquency.