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Harvard Collection

Date: Fri, 01/04/2008 - 20:28

Submitted by anonymous
on Fri, 01/04/2008 - 20:28

Posts: 202330 Credits: [Donate]

Total Replies: 29


Has anyone dealt with Harvard Collection? They are appearing on my credit report as a collection, however, when I call the tele number it rings fast busy and I can't get through. Also, my credit report shows it is from an old long distance debt from 4 years ago. Can they legally list on my credit report a collection without having contacted me in writing or via tele?


On our credit report Harvard Collection reported that my husband owes on a sprint bill for $400. This happened to us last year and with another collection agency. We were able to dispute the charges and they discovered it was someone with my husband's name and a different SS#. We have a letter from the other agency stating my husband does not owe the money. Now Harvard collection has my husband listed as not paying the Sprint bill. I called Harvard and they want me to send a copy of my husband social security card and driver's license in order for them to check and remove my husband's name. Is it safe for me to send them my husband's information. Is it legal to request this. How do I get this fixed?


lrhall41

Submitted by on Mon, 05/18/2009 - 16:20

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This is a scam to try and get your S.S. Don't do it. Legally, they have to send you the documents that they say you owe. Get a lawyer. It's worth a couple of hours to rid yourself of this kind of trouble.


lrhall41

Submitted by on Tue, 06/23/2009 - 18:50

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IF YOU'RE STILL LOOKING FOR A # TO CONTACT THE ABOVE COLLECTION AGENCY, I HAVE ACTUALLY COME ACROSS AN 800 # FOR THEM..... IT'S 800-214-2098 ---


lrhall41

Submitted by on Mon, 07/13/2009 - 14:45

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It is not a good idea to send out that kind of information. On the other hand, they need to be able to see it is not his debt. I would suggest you make the photocopies, but redact (black out) all the numbers except the last four. That protects his information while still being able to prove it is not his debt. Also ask them how they got this account. I would bet that the last company sold it to them despite the fact they knew it to be false....you could sue the company for selling a known false debt.


lrhall41

Submitted by goldenbast on Mon, 07/13/2009 - 15:04

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Harvard debt collection called to say I had a debt from 2003 whice was a debt made by an old boyfriend-one in which I have paid and paid and paid. I have refused to pay this one because he took so much from me(something I hate to admit). So I finally decided to pay tho reluctantly. Take my heart take my money. I know I'm not the only one to have this happen. In these tough times I decided to help my credit.


lrhall41

Submitted by on Thu, 07/23/2009 - 07:41

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I received a call this morning from "Christopher" with a thick south Asian accent claiming to be from Harvard Collection Agency. He said the call was being recorded and that there is an unpaid Sprint bill for $50 on my credit report from 2005. He immediately demanded that I give him a credit card number to pay the bill and remove it from my credit report. He had my name, address, and last four of my SSAN. I do have a Sprint wireless account, and have had one continuously for almost 10 years. It seems odd that they haven't mentioned anything about a $50 past due balance. Skeptical, I asked him for the Sprint account number. He didn't answer, saying instead they had tried to call me "numerous times". Wrong, I said, I have an answering machine and no one from Sprint or HCA has ever called. I asked him for the date of the bill. His answer was that they had purchased the account from Sprint in late 2007. It's now the middle of 2009, I told him. Why had I not received any bill in the mail, either from Sprint or from Harvard, in those 18 months? He said they've called many many times and again demanded immediate payment. I told him I don't respond to phone calls out of the blue asking for money, whether from HCA, obscure charities, or anyone else. I told him in no uncertain terms that he must send me a paper copy of the bill in the U.S. mail (he has my address) to prove that he was legitimate, and that our conversation was over. I suspect that they dare not send anything by mail for fear of violating federal mail fraud statutes. At any rate, I'm reporting the call to Lisa Madigan, Illinois Attorney General. If this is a scam and not a case of mistaken identity, then I'm confident she'll issue a cease and desist order or shut them down completely.


lrhall41

Submitted by on Sat, 08/08/2009 - 09:01

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They called me saying i had a balance with sprint pcs and the only thing he had was my address from 6 or 7 years ago i told him my account with sprint was closed in good standing and he wanted to get my ssn after different questions he said sprint was going to send me a letter with all details on that account .. I never received anything from them so i was not worried but i got copy of my credit report and the only bad and stupid thing its that ........harvard collections ..... Im sending the dispute letter and hopefully they fix it ..


lrhall41

Submitted by on Tue, 09/22/2009 - 18:57

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I got a message from Mr. Black saying I owed back illinois taxes. I called back and talked to Mr. Sanchez. I told him my taxes were paid and actually over paid and I had a copy of the check.
He told me to send him a copy of the check. After I hung up Mr. Black called me and said he was from thr IRS.
I asked him if this was in regards to the Illinois Dept of Rev or the IRS and he then said he was from Harvard.
I too am going to send this to the Ill. States Att.


lrhall41

Submitted by on Sun, 10/04/2009 - 18:44

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I started getting calls for a collection agency about a sprint bill feb2009 i told the person i dont owe sprint so i clicked on him. after that same person called me everyday and was like give me your credit card #to pay this off and i told him what do i have to do for u to stop calling me and i quote (u can bend over and let your wife fuck u in the ass) is what he said i was like really then he still has the nerve to tell me so are u going to pay this off after that he never called again. so i check my credit report and harvard collection is on there stating i owe 730.00 so me worried about my credit i payed without any research after i payed i did some research and seen that the orginal creditor was sprintthis was a red light so i called sprint and they said that they have no bill on me and that ive been in good standing for 8yrs plus with no amount owe. so i called harvard and told them sprint told me that they could not see that account and they told me that the reason for them not being able to see that account is that they bought the account from sprint so they no longer owned it harvard. Now to me its not about the money its about them saying i cant pay my bills and them trying to make a fool at of me


lrhall41

Submitted by on Tue, 10/06/2009 - 18:29

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Once receiving orders to deploy in support of Operation Iraqi Freedom in November 2002. I contacted Sprint and explained I was being deployed overseas and how should I handle my wireless account with them. The representative was very nice and explained that if I took a copy of my orders to the local Sprint Store, which I did, they would release me from my obligation and waive the early termination fee. Earlier this year, while doing my annual Credit Report check, I noticed a collection from Harvard Collections. After 6 years and 3 deployments to Iraq, I now have a collection from Sprint for an Early Termination Fee from 2002. Of course, I paid it rather than dealing with the BS, which I assume they expected. Are there any honest companies left?


lrhall41

Submitted by on Fri, 11/13/2009 - 22:29

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How long ago did you pay Harvard, and how much? And do you still have anything in writing from Sprint, concerning being released from this account?

In your case, I'd take this up through chain of command. There are resources available to military personnel for dealing with this sorta crap. Alternately, you could sue to recover your money.

And, thank you for your service to our country.


lrhall41

Submitted by unclewulf on Sat, 11/14/2009 - 05:04

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Mr. Ortiz, Harvard Collection, left 2 messages within minutes of each other, about audit taking place the following day and that it was important for me to get in touch with him immediately 800-295-5875 x2074.
I'm slightly confused if this is real or not. i cannot take time off from work, especially if audit is not real.


lrhall41

Submitted by on Mon, 11/23/2009 - 18:51

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thanks NASCAR Devil. no one from Harvard Collection had contacted me before (or rather, identified in message). when i called back, was simply placed on hold for very long time waiting for next available agent (likely due to after hours).
conincidentally, the following day, i received an intent to assess notice from state, department of revenue indicating mistake in my original filing and that i owed more $ for 2006 taxes. not sure of validity of that as well. need to research address and number of that letter.
thanks for your help.
cyth


lrhall41

Submitted by on Sat, 11/28/2009 - 17:40

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Quote:

Originally Posted by Anonymous
thanks NASCAR Devil. no one from Harvard Collection had contacted me before (or rather, identified in message). when i called back, was simply placed on hold for very long time waiting for next available agent (likely due to after hours).
conincidentally, the following day, i received an intent to assess notice from state, department of revenue indicating mistake in my original filing and that i owed more $ for 2006 taxes. not sure of validity of that as well. need to research address and number of that letter.
thanks for your help.
cyth


well for one the IRS would send you the notice certified mail.i would alert your state dept of revenue and the IRS of this.if you made an error you would simply get a bill for the amount.this is a phony letter.


lrhall41

Submitted by paulmergel on Sat, 11/28/2009 - 17:45

( Posts: 15514 | Credits: )


They were calling me trying to get me to pay on something my brother owes because he listed me as a reference. I started forwarding them to a "This number has been disconnected" message. They didn't have my correct name and I refused to give them any identifying information.


lrhall41

Submitted by on Fri, 06/04/2010 - 21:38

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Harvard Collections is a real debt collection agency. I know, because I used to work there.

Let me give you some real tips on dealing with this agency.

First of all: if they call you, don't request a bill (especially if in the back of your mind you know where the charge was from). People think collection agencies just have rooms full of old bills they can rifle through and refer to at any time. When an agency receives an account, they get the name and personal information and how much the bill is for. IF WE'RE LUCKY, we collectors would get a description of what the charge was. Most of the time, you have to look at the balance and speculate at what the charges were for.

Let me make this clear: it is NOT the responsibility of the debt collection agency to prove you have a debt after they have sent the initial letter and 30 days have past. Of course, none of you know that, because you don't OPEN THE FREAKIN LETTERS WHEN THEY COME TO YOUR HOUSE! I know you don't, because I don't open them either. Legally, after that 30 days have past, you have verified that the debt is yours. So they don't have to provide anything. Sorry to break it to you, but it is the law. I invite you to look it up for yourself.

Harvard doesn't have a room full of old bills to fish through to find your old bill. Nor should they have to; it's not their responsibility to keep the bill. However, in all legitimacy, they will request ONE bill for you, provided you ask for the bill within the first contact with the agency. They will send it to the address on file (which should be the same address they sent the initial debt collection letter too...are you getting my drift?). And that will be it. It will be up to you to FORMALLY dispute your charges WITH THE AGENCY.

Also, just saying "stop calling me" isn't going to get the agency to stop calling. They have a right to continue. The only two things that stop debt collection calls for good are payment (and proper organization after payment, for all those who like to pay bills more than once and obviously don't obtain the proper paperwork afterwards) or a lawyer (which could be more expensive than just paying the stupid bill).

I'm a debtor too...I owe money, to more than one person. So I know what it's like to get those calls. But I also know what it's like to have to make those calls...it's a suck ass job, and it's why I only lasted four months (and was so traumatized I retreated back to school for better job training).

But knowing it means I know the law. So when you get those debt collection letters, pay attention to them. Don't just let things go and hope that continually ignoring collection calls will make your debt go away...

(By the way, it is EXTREMELY difficult to prove fraud. EXTREMELY. And claiming "it was a fraud" does NOT mean your debt is settled. If you don't have a piece of paper from the agency saying your debt is taken care of, it isn't taken care of...remember that...)
This post has been edited, personal insults toward other members will not be tolerated!


lrhall41

Submitted by on Fri, 07/09/2010 - 16:41

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[QUOTE=Anonymous;721550]Harvard Collections is a real debt collection agency. I know, because I used to work there.

Let me give you some real tips on dealing with this agency.

First of all: if they call you, don't request a bill (especially if in the back of your mind you know where the charge was from). People think collection agencies just have rooms full of old bills they can rifle through and refer to at any time. When an agency receives an account, they get the name and personal information and how much the bill is for. IF WE'RE LUCKY, we collectors would get a description of what the charge was. Most of the time, you have to look at the balance and speculate at what the charges were for.

Let me make this clear: it is NOT the responsibility of the debt collection agency to prove you have a debt after they have sent the initial letter and 30 days have past. Of course, none of you know that, because you don't OPEN THE FREAKIN LETTERS WHEN THEY COME TO YOUR HOUSE! I know you don't, because I don't open them either. Legally, after that 30 days have past, you have verified that the debt is yours. So they don't have to provide anything. Sorry to break it to you, but it is the law. I invite you to look it up for yourself.

Harvard doesn't have a room full of old bills to fish through to find your old bill. Nor should they have to; it's not their responsibility to keep the bill. However, in all legitimacy, they will request ONE bill for you, provided you ask for the bill within the first contact with the agency. They will send it to the address on file (which should be the same address they sent the initial debt collection letter too...are you getting my drift?). And that will be it. It will be up to you to FORMALLY dispute your charges WITH THE AGENCY.

Also, just saying "stop calling me" isn't going to get the agency to stop calling. They have a right to continue. The only two things that stop debt collection calls for good are payment (and proper organization after payment, for all those who like to pay bills more than once and obviously don't obtain the proper paperwork afterwards) or a lawyer (which could be more expensive than just paying the stupid bill).

I'm a debtor too...I owe money, to more than one person. So I know what it's like to get those calls. But I also know what it's like to have to make those calls...it's a suck ass job, and it's why I only lasted four months (and was so traumatized I retreated back to school for better job training).

But knowing it means I know the law. So when you get those debt collection letters, pay attention to them. Don't just let things go and hope that continually ignoring collection calls will make your debt go away...

(By the way, it is EXTREMELY difficult to prove fraud. EXTREMELY. And claiming "it was a fraud" does NOT mean your debt is settled. If you don't have a piece of paper from the agency saying your debt is taken care of, it isn't taken care of...remember that...)
This post has been edited, personal insults toward other members will not be tolerated![/QUOTE]

boy oh boy another beauty.here to hoping you are sued into destitution.the way your bottomfeeder operates it will happen.keep thinking the way you are thinking.if we can put a dent in that ill-gotten commision i'm a happy man.


lrhall41

Submitted by paulmergel on Sat, 07/10/2010 - 05:11

( Posts: 15514 | Credits: )


I paid a debt off through Harvard Collections over the phone with a debit card (this debt was from 2008 they where sending collection letters to the wrong address I only discovered this collection by running a credit report, they where getting their letters back stamped undelieverable from what the collection agent I spoke to told me). They will not issue a receipt showing I have paid it in full, has anyone else had trouble receiving a receipt from them after you pay off your collection? Their supervisors are extremly rude and unprofessional!!!!!


lrhall41

Submitted by on Mon, 08/23/2010 - 08:28

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The debt collection agency can't contact your girlfriends' parents for your debt. This is against the FDCPA rule. You can inform the debt consolidation agency about the same and ask them to directly deal with you. You should ask them to validate your debt so that you can check whether or not they own your debt account. If they don't own your debt account, then you can ask them to stop calling you any further.


lrhall41

Submitted by Anna Sweeting on Sat, 02/12/2011 - 01:51

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I recently viewed a copy of my credit report and saw I "owe" Sprint $759.00 and it was sent Harvard Collections. I called 800-214-2098 and a lady answered the phone, didn't answer it "Harvard Collections, this is..." nothing just answered "Hello" I asked what company it was and she said Harvard Collections. I told her I'll call her back because that alone was suspicious to me. I also called the # from the website (773) 283-7500 and received a company voice mail. I don't know where this came from but I do not trust Harvard Collections.


lrhall41

Submitted by on Tue, 03/29/2011 - 17:35

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For anyone who owes Sprint, call them. I did. I just got off the phone with a representative who said I do not owe Sprint and they do not know why Harvard Collections in on my credit report. Sprint is going to send me a letter in the mail saying I do not owe them anything.


lrhall41

Submitted by on Tue, 03/29/2011 - 18:02

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Don't ever give your info to random assholes. I don't trust anyone I don't know over the phone. They never said I owed anything, just wanted to get info from me. Asked me if I knew some random persons name. It was all really strange and then when I told her I wasn't giving my info she said then we will keep calling and hung up. I called back and became very rude and explained a few legal actions and havnt heard from them again. I don't put up with this kind of shit .


lrhall41

Submitted by on Tue, 04/17/2012 - 11:20

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