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Help with payday loans

Date: Mon, 01/07/2008 - 08:37

Submitted by ILENE.BALTICH
on Mon, 01/07/2008 - 08:37

Posts: 57 Credits: [Donate]

Total Replies: 11


I need help with payday loans. Got in way over my head

Cash net 500.00 pd 487.50

Paycheck today 300.00 pd 90

Payday cash advance 500 pd 240

My loan usa 400.00 pd 120

Rapid cash management 200 pd 89.00

These are all internet loans

I live in pa

Can some one help


I believe that you have another thread going. I will post the laws again. FRemember that in pa if a pdl is licensed anywhere it is legal in PA.
Pennsylvania State Information
You will find the Payday loan laws for Pennsylvania here (just select your state),

http://www.debtconsolidationcare.com/paydayloan/explain-pdls-laws.html


lrhall41

Submitted by kashzan on Mon, 01/07/2008 - 08:39

( Posts: 5401 | Credits: )


I am confused

If i cannot pay these loans in full, they will keep
Debting my account for how long forever

What a mess


lrhall41

Submitted by ILENE.BALTICH on Mon, 01/07/2008 - 09:01

( Posts: 57 | Credits: )


You need to read the stick on top of the pay day loan forum.(if you cant find it I will post it). If possible you need to close your account asap , and open a new account at an unrelated bank. It is the only way to stop them from taking your money. You can then make arrangements to pay them


lrhall41

Submitted by kashzan on Mon, 01/07/2008 - 09:04

( Posts: 5401 | Credits: )


I cannot find the stick ontop of the forum.
After i close my account, what happens next i am new to this and not proud of it


lrhall41

Submitted by ILENE.BALTICH on Mon, 01/07/2008 - 11:09

( Posts: 57 | Credits: )


I am going to the bank to close my account today. How do I contact these companies?

I have one loan with Rapid Cash Management, this was done over the phone and I cannot find any website for it. I do remember the girl had an english accent.

One more problem, I was paying on a credit card and the balance due is $152.58. It was turned over to a collection agency called CPS Security from San Antonio Texas. Has anyone ever heard of this company?


lrhall41

Submitted by ILENE.BALTICH on Tue, 01/08/2008 - 07:05

( Posts: 57 | Credits: )


I have read the laws for payday loans in pa and i do not understand them.
If a payday loan company is not licensed how much do i know much to make them.
Also for the licenesed ones. I will pay what i borrowed, but i would like to know is when to stop
Hope this makes sense


lrhall41

Submitted by ILENE.BALTICH on Mon, 01/14/2008 - 03:09

( Posts: 57 | Credits: )