One late pay
Date: Mon, 01/07/2008 - 13:39
I just realized I have a late payment on my report. I pulled my credit report and seen that my auto last payment was late. It does not say 30 day just late. Just late! Does the creditors see it also and will this affect my credit score? They received the payment a few days late and I was penalized but it was not that bad.
Hi monro411 Yes late payments do hurt your score. As far as I
Hi monro411
Yes late payments do hurt your score. As far as I know your payment history counts for 35% of your total FICO score. So any late payment on your report will negatively influence your score.
Take care
Nelly
if the payment is not thirty days late,it should not be on your
if the payment is not thirty days late,it should not be on your report as the 30 day is the minimum time period that I am aware of.Write a letter to creditor asking why you are being reported late on report with a request for documents to support their reporting.
