Skip to main content

Debtconsolidationcare.com - the USA consumer forum

Is there a credit montoring service that shows soft pulls?

Date: Mon, 01/07/2008 - 14:29

Submitted by anonymous
on Mon, 01/07/2008 - 14:29

Posts: 202330 Credits: [Donate]

Total Replies: 1


Is there a credit monitoring service that lets me see soft pulls on all 3 bureaus? I currently have true credit but can only see hards.

Thanks!


I use TruCredit to pull Transunion, TRW, and Equifax. You're right, TruCredit won't show you the softs -- the only reports that show soft inquiries are the ones that come directly from the bureaus (and not an intermediary like Trucredit). But I found a way to get them through Transunion and Experian if you dispute your report:

1) Update your reports by using the "Update" link in the right-hand menu under "Related Items"
2) Wait for the reports to update. Then, when you are looking at your new reports, there is a link above your personal info that says "Found an inaccuracy?". Click on that link.
3) Now there will be links for each of the 3 bureaus. Clicking the links to "dispute online" will bring up a new window directly to those bureaus. (You can only do this with Transunion and Experian). Input your information and then you will get another credit report through those bureaus. This new credit report will list all your soft inquiries, and you can make disputes too.

Like I said, you can only do this for Transunion and Experian. To get your Equifax report online, you need to go to www.equifax.com/fcra . They will ask you to choose a reason, I chose "denied credit" and then it let me continue.


lrhall41

Submitted by DebtCruncher on Mon, 01/07/2008 - 17:09

( Posts: 2293 | Credits: )