Letter from Hudson and Keyse, LLC

Bet you a millon, they wont be able to validate. the bottom feeders usually cant. I am still waiting for cohen and Slamowitz to validate.Remember them? Its been months

Probably attempting reverse psychology. Inviting you to request validation so that you might think, hey they must have it. They're wrong if that is the case.

Request validation anyway like you were going to.

Yea I remember...wow. See if they sell it to someone else kash.

The letter they sent me was obviously written for someone who is not familiar with the fdcpa. If that is their hope with me, they can kiss that goodbye.

"In the interest of being ammicable. . . . ?"

Let me make sure I'm getting this correct. This is the first communication you have received from them? So then you would still be in the 30 day DV window?

So, in my opinion, they are not being "ammicable" at all, they are just following the law. Which is a conforting thought, even though they worded the letter incorrectly.

Make sure you word the letter:

"In appreciation of your amicableness, I'm excercising my right under the law (fdcpa) and request validation . . . "

lol

My thoughts exactly Ron....trying to make themselves sounds like they are doing me some kind of freaking favor! the jerks....

Update:Sent my DV letter today to these jokers....lets see what happens.

Hope everything works out for you.

Update...

I got a letter Saturday, dated Jan 10, offering a debt settlement for 50% of the balance due by Feb 29. This is our largest one at $11k, and would be nice to take advantage of this.....we should have the money by Feb 29.

I sent them a DV letter on Jan 10 which crossed in the mail with this settlement letter....but I am fairly certain we owe what is due considering the accumulated interest. The debt is about 18-months since the last payment to the OC.

Does sending them the DV letter allow them to retract this offer?
Is 50% a good offer?

They can retract the offer any time they want- one did with me. But if you are sure this is your debt, the amount is corret and you know they are legally able to collect- 50% is fairly good offer. They usually offer anywhere from 30-60%, depending on how old the debt is- the older-the more they knock off.

Good Luck-let us know what happens!!..karen

Thanks bossy...honestly, we're pretty sure and we really just want to put this behind us and clear it up :oops:

I am going to contact them and let them know we will take the offer...I am sending them another certified letter today advising them of this.

Bossy, if I may ask, why did one of yours retract their offier?

I don't balme you- I wanted to get mine paid off and rid of the idiots too!! They retracted my off after I had paid them for three months, which they said would then be paid in full, saying some bull about I didn't understand :shock: I understood too well, they were crooks :lol:

OMG! That is awful! You would think they just want it over with as much as you do!

You would think so--but it's been almost 2 years of dealing with them!! I send a DV letter, they pass it off to their many DBAs, and I DV again!!

I hope I'm not sounding too stupid, I have been reading but very new to this. We received a letter from Hudson & Keyses in response to our validation letter. All they have said is "the following information will verify the debt we are attempting to collect" and included the name opened under, SS#, original lender (who was Chase Bank), original card #, date acct opened, late last paid to original lender, original creditors address, charge off balance (which is $5,590.05 and charge off interest rate of 24.00. It says "hopefully this additional information will refresh your memory concering this debt. If we deem it necessary to obtain documentation as a voluntary effort to assist in revolsing your dispute, we will provide you with copies of all appropriate documents." Then across the top of the form letter it says current balance $7,387.45.

My question is can I/should I follow-up with a letter asking:
What the money you claim I owe is for.
Explain and show how you calculated what you say I owe you.
Provide me with copies of paperwork showing that I agreed to pay what you claim I owe.

Also, when doing some research I noticed that at some point Chase must have liened the house or tried to take us to court because there is a document of "Notice of Voluntary Dismissal" by Chase. It just states Plaintiff, chase Bank, by and through the undersigned counsel hereby gives notice to the court of its voluntary dismissal of the above entitled cause and is dated 17th of September 2007.

We do owe some money to Chase but it is so high now that there is no way that we can settle or make such high payments. There are 3 of these cards we owe about the same amount on.

Any suggestions or help would be greatly appreciated.

Thanks so much!

I think that I did the right thing. I was rude back to the peeps. I waited many years before they were finally useful to me. I called seveeral times over a period of 4 years. WaMu (previously Providian) owned my debt sold it to hudson and then hudson got on my arse. I was told that if you hold out for 7 yrs then it will just go away off ur crdit report. I waited long and then I had to pay it off so I contacted them. They were rude at first but I just hung up a bunch of times and told them I couldnt do it. They told me my 11k had gained 9k interest. so 20k was what I owed. I said awww helll no I aint payin that crap good bye. They were like oh wait we can make a deal no interest just your base pay. I realized later(now) that this because they were in financial troubles. I got away with paying just under 800 dollars and I think my debt is gone forever. I can assume they sold it to someone but not knowing how banckrupcy really works or not really caring I am just going to assume that my debt went down with the ship. Thanks CAptain! Have a nice day jerks!

They went out of business recently.