CMG Group / Freedom Federal Bank

Do not listen to her. It is a common scare tactic. They can't have you arrested or anything like that. Report her and her company to the attorney general. She is breaking the law in making a statemnt like that.

Do a search above on CMG group. There are many posts about them. They are a third party collection agency and by telling you you can be arrested or sued they are in violation of the fdcpa. You can report them to the FTC for that and get your own lawyer and sue them!

The same thing happened to me only I had taken one loan out online and all of a sudden, I had several companies depositing money and charging me interest fees. I was able to have one of them charged back, but I couldn't Identify who was who because they operate under different names so I put the account on hold and requested an fraud investigation from the bank but it didn't tell me much. I received a phone call from a lady who told me that I had commited fraud and a federal case was being built against me. I asked her to please send me something in writing so that I would know which company I was dealing with becasuse the companies she mentioned didn't sound familiar and she said she didn't have to submit anything in writing. Then places me hold and comes back stating that Florida's DA was on the other line and they wanted to make sure I understood that the governer gave the go ahead to turn this into a federal case throught the state of Florida. I expressed that I had no problem settling this but I needed something in writing so that I could keep track of who I was speaking with. I haven't heard anything from her or the state to date.

I think that's an all-time high [low?]. The DA on the other line? And the Governor personally involved??? Damn.......

Should have asked them to put the call on conference. :twisted:

FYI, the State of Florida has an Attorney General. He's pretty hostile to collectors of this ilk, by the way. DAs are at the county level. There's a clue, right there. Their legal parlance is inconsistent, too. That's another clue.

So you'll know, they can't have you arrested for not paying a PDL. Your account of the call reveals several actions of theirs which violate the fdcpa, and possible other Federal laws. You can sue them and recover damages for these, BTW.

I really need to make sure I answer my wife's cell phone when they do start calling, I'm actually looking forward to this, LOL the Governor and the Florida DA are on the line, I don't think I could keep from laughing. Heck, I got Johnnie Cochran and Jesus Christ himself on my other line.

Well, LG.... I can't help you with Jesus Christ, but I've been told I bear an uncanny resemblance to Charles Manson.

On the phone thing, that's simple. Assuming you folks don't have tons of personal details stored on your phones, just swap phones with her.

uncle, LOL I meant I'd tell the PDL collector I have Johnnie and Jesus on the other line if they said they have the FL DA on their other line, both of us would have the same odds of having that person on the other line. Nothing against religion I'm just not exactly the most religious person around.

The looking like Charles comment is funny, reminds me of a buddy of mine from up North. He rode with a couple of MC clubs in NJ and NY, when his hair wasn't tied up he looked like Charles, scary looking %**(*%$^*. I swear he had the worst luck, always in the wrong place at the wrong time. He had his wife on the back of his bike, Old guy who probably shouldn't have been driving pulled out from a side street in front of him (i'm sure you've heard this many times) He hits the car and his wife ends up flying over the car.

He tries to get to his wife but the guy grabs him, he pushes the guy, the guy falls backwards, smacks his head on a curb and dies. He eventually beat the charges, of course he went broke paying for the attorney though.

I'd love to get a bike, but living in S Fla all I have to do is look around me while I'm driving and I talk myself out of it. 98 year olds driving Lincolns and Caddies scare me when I'm in a full size Bronco.

LG, way back in the day when I was a freshman in college [back in the '70s], I went to a dorm Halloween party. Won $50 for second place in the costume contest, too. I showed up wearing a white bathrobe and sandals, and leaning on a staff. Told everybody I was Jesus, and got a lot of compliments. Then I slipped out part-way through, ditched that costume and came back wearing ragged jeans, sandals, a sleeveless army shirt with crap all over it in magic marker, and a headband. Told everybody I was Charlie. The $50 was for the quick-change act.