CAll from a lawyer to collect debt

Hi mdc

In my opinion you should first ask the so called lawyer to validate the debt. Until and unless you get a proper validation do not do not and do not pay them a dime!

Best of luck n take care
Nelly

Nelly has the right of it. Send them a letter demanding validation of the alleged debt in full. Send it certified mail, return reciept requested, then keep a copy and the little green sig card to prove they got it. You might also want to include a partial cease-and-desist in that letter, limiting them to written communications only in the future.

As to wage garnishment, they can't do that without a court order. Not even in Arizona. Just threatening you with it is a violation of federal law all by itself.

thanks for the info

Also check and see if your state is a community property state...if separated you may not be responsible for her debts, but you will have to look into that..don't take the word of a CA..they lie every time they open their mouth (most do at least)

If she is using a card with your name, you should cancel it or report it stolen and get a new one...if joint, see about getting your name taken off it.

got a call from burgess law office yelling at me that they were going to sue me for a debt. they have not sent me anything on paper

unfprtunate;y az is a community property state

You are not liable for your spouse's debts. However, any community property you have may be used to satisfy a judgment against a spouse. Community property is any property aquired during a marriage. You are married until divorced (not separated).

If you are divorced, current wages are not community property.