Who is the best consolidator in Arizona?

Have you done the free consultation(on the right) yet?

hi eileanan4! first of all, you should immediately take the free consultation. you have quite a sum to pay off and the sooner you hurry the better. my opinion is that do not go in to file for bankruptcy if you can avoid it as it is going to stay in your credit report for the next 7 years. talk to your creditors and see if they are ready to defer any of the payments. be careful about taking another loan to pay off your current debts as your sum is quite large. start with the lower payments first and the creditors will at least know that you are trying to pay them. next, take sound help from a professional debt management company and they will decide for you whether consolidation or settlement is the best option for you. i am sure you will come out of this very fast.