Has anyone heard of JP Patterson / World Financial Solutions

ron,

The scammers usually change their business name and location frequently. It's nothing but eyewash.

The incident you stated here seems to be a scam. How did you make the payment? Did you request for a return receipt? Try to confirm whether they have received the money or not. If they deny after receiving the money, report a complaint against them with local police, FTC or BBB.

Ron, did you ever get your loan from JP Patterson? I was approved for a loan today from Medallion Financial Services in conjunction with JP Patterson and they want me to send a $650 to get my $5000 loan.

Ron and Guest

Welcome the forums. First, anytime you're asked to send in money for a loan--chances are it'll be a scam. No reputable loan company will ask for money as collateral. Local places use your home, or a car as colletaral...but online internet loan companies either approve you, or they don't.

And to Ron, chances are you may have lost the loan. But the quicker you act on this, the better chance of something being done about it. You will need to file a police report. With that the police can start conducting thier own investigation. If the police refuse to get a police report (chances are they won't, but just incase) get the business card of the officer and make sure it has thier badge number on it. Also file a report with FTC and BBB. Check in with the police every other day as well with the FTC.

There are a number of companies out there that will ask for money up front for a high dollar loan. It'll most likely be sent via western union. If any money should ever be sent, ask for it to b sent with a cashiers check via certified first class mail. That way you can have proof of delivery and have the location of the company/person.

Hope this information helps-

Mike

Yeah, Medallion Financial Services just said I was approved also, just like Great Liberty Capital (check out the Boston BBB) and Senteric Mutual Services (local BBB has a complaint against them). All of them want some money up front: Medallion: $650; Great Liberty: $800 and Senteric: $1000!!!
Are there any legit online loan companies, I'm not talking about HFC, AGFS, or Beneficial either>

I guess you will have to shop around for a legitimate company. Proper research should be done before finally choosing the company.

I have been asked to send a 1500.00 security to Medallion. I can't seem to find any info on this company anywhere! The name on the fax I received from them says "from real". They aren't listed with the BBB and not listed in any of the yellow pages directories. Pretty sad when people have nothing better to do with their time then to get people's hopes up and drop them on their faces!!!

Mike & Sherri,

Please go through the link below, it might help you to make a decision-
http://forums.debtcc.com/forums/medallion-financial.html

I've also been scammed by World Financial Solutions. Something in my gut told me that they weren't real but I was desperate and thinking that my finanical problems were over I went and sent them the money. Now I feel really stupid and my financial problems are worse! I don't know what I'm going to do..

mobri7

Welcome to the forums. Sorry to hear that you have been scammed. You are not alone on this, as many others have been scammed by this company.

The first step you'll need to do is file a police report. Although this may not be very much help, as to there isn't really much the police can do, this will protect yourself if it ever does end up in court. You should also file a complaint with the FTC and Better Business Bureau (bbb.org). Contacting an attorney for free legal advice might help. You could even contact a few to see if they'd be willing to take on your case.

The complaint process may seem to be long and enduring, but you need to be sure to get this done. For every person who doesn't make a complaint or doesn't stay on top of this, a company like that will get away.

No reputible loan company will ask for money up front to receive a loan. If you sent this money via Western Union or Money Gram, you might want to contact them as well to file a complaint. They could possible stop anymore money going to the company/person. Best of luck.

Regards,
Mike

My husband and myself applied for a loan at Great Liberty Capital.We got approved for 17,000.00. We sent 847.75 and needless to say they scammed us. We lost it all. We were in desperate need of the money and we did not know that they were scamming us. We lost everything. That was all the money we had and we even lost our apartment and we are on the verge of having our car repossed.We did file a police report and contacted the BBB&FTC. We havent heard anything yet. We just want everyone out there to know our story and to please be carefull!!!

Kimberly

I am sorry that you came to this forum after losing your hard earned money. Thanks for spreading the word so that your mistake teaches many and keep them away from Great Liberty Capital.

I hope that you will always do some research before making any sort of financial decisions.

Has anyone heard of Senteric Mutual? I want to know if this is a scam.they talked to my husband and approved him for a loan and want him to send money. Please let us know before we get scammed.
Thank you

Senteric Mutual is a loan company. They approve loans without any collateral or co-signer. They do not put much stress on your credit score also.

But generally they ask for some advance-fee. We in this forum usually speak against advance-fee loans, because they seem to be fishy most of the time.

Before you take any decision do a thorough research. Also do not forget to ask for some written documents from the lender. Never disclose your personal information like SS #, Bank Account # through unsecured medium and go through all the papers thoroughly before you sign the agreement.

FYI, there is one complaint reported against this company with BBB. You can check their profile with Better Business Bureau also.

Thanks Ben for the kind words. I want everyone to know that we checked Great Liberty Capital out before sending our money. We contacted the BBB in our hometown and the one in Boston where the company said they were from. We took the documents to a bank and the bank said that the paper work looked legit although they said they caould'nt offer any advise.So we did everything that we thought was the right thing to check the company out. We really want everytone to be carefull because these people are really good at what they do. Just remember that things aren't always as they seem and trust your gut feeling if you have to ask am I being scammed then something isnt right.

Kimberly

Here is an article published in the BBB website of Boston.

The BBB has issued warning to the public and keep away from this company as well as other advance fee loan offers. They are flooding the marketplace all over and thus it becomes very important to do a proper research before doing making any business deal.

I guess there is a few of us that has been "approved" for a loan with MEDALLION FINANCIAL SERVICES. I was just approved for a 25,000 dollar loan if I give a deposit od $1130.00. After checking out the company and finding out all this information about AUDREY MOORE and JP Patterson I feel lucky that I did not sent the deposit. I called AUDREY MOORE and told her I did not feel comfortable sending the money and she said she would see if she could add it to the loan. So we'll see if we hear from her again. So my advice would be if you have sent any information about yourself like social insurance number or any identification at all go report it to the police and change your identification numbers and go to your bank and change your account number. This is not right. Help to shut them down.

i applyed for a 5000 dollar loan and got approved and was asked to send in 490.92 usd and 454.56 usd i was told soons i send this money that the loan will be in my bank acct i phone and ask why it wasit there they asked for more money to cover the exchange rate i said no way and i pulled back they said they would give a refund and i havent seen one yet i called the fbi they are looking in to it and also i called the bbb and they told me they have sent mail to this compnay and the mail was sent back sender unknowen beware you want more info WATCH OUT I WAS INFORMED THIS IS A SCAM 100% FROM PHONE BUSTERS

email removed as per forum rules - Vikas

Hi Folks,

Always remember that no loan company doing legitimate business will ask for money upfront. These are all tricks to scam people by sending money for insurance.

Do not give your personal information without knowing the origin of the company. A legitimate business will be listed in the BBB and your state attorney general office. Check out if they have any consumer complaints against them.

Only after you have done a proper research about that company and knowing its legitimate business, think ahead of making deals otherwise it is always wise to step back.

I got burned> they told me i was approved for a 6000.00 dollar loan and had to send 800. they took it and changed the number. If nyone can tell me where there office is i will pay them a visit and get pay back for everyone. I am ex Military. I want audrey moores head and jennifer smiths head on a platter. I dont care if i have to fly to canada or anywhere else.

Hi Raul

You can contact the company at the following address:

Medallion Financial Solutions
PO Box 7918
Colorado Springs, CO 80932
Phone Number: 719-597-4069

Kimberly
Did you get your loan from them? Did it work out???

Hi Teia

To avoid from being scammed, always do some researches about the company in the BBB website as well as in the state attorney general office. Check if the company has some negative consumer feedbacks. This will help you to know the nature of business about that company.

You can also discuss with our community members and gather more information on a particular company.

Regards
Roxette

my husband and i got scammed from jp patterson and associates about 6 months ago. we were told we could get a 15000 loan for debt consolidation. my husband had a bad feeling about this whole thing when they asked us for a 1300 deposit. so we sent the money to them and sure enough, they said that there was a mistake and that they needed more money before we could get our loan...we called them everyday for weeks until they disconnected their phone lines. we contacted an attorney and unfortunately there isn't much we can do to get our money back...big bummer! We live paycheck to paycheck and that money was very valuable to us. They just kicked us while we were down.

Mtvan,

I'm so sorry hearing what happened to you. Advance fee loans are not legitimate. If you surf this forum, you can see lots of complaints again Advance fee loans.

File your complaint with BBB, FTC and office of Attorney General.

I assume you applied for the loan to consolidate your debts. You can also avail the service offered by this site. debt consolidation is good for your credit also. Once you register with this site, the consultant will call you up. You can explain your financial obligations to the consultants. Registration is free here.

I have paperwork that World Financial Solutions faxed to me, and it looks legit. But, they want an advance fee which makes me really nervous. Has anyone gotten a loan from them?

Don't do it Lori..Anything that asks for money upfront is likely a scam.

If it's to pay off debts, consolidate, don't loan. Loans just keep the cycle going.

I lost 350 dollars to these jerks....never saw the loan.

When I was contacted by these people they said that the name of their company was Wellington Financial. The names of those that I spoke with are Michael Watson and Kevin Kennedy. And of course, you can never get back in touch with them at their telephone number. They also claim that their 800 number is down along with their website. ?????????

I'm sorry to hear that kbraveboy. :(

File a complaint with BBB, FTC and office of Attorney General. Include any and all information you can!

I did that already and I placed security alerts on my credit reports. I can't believe that I was so stupid to send this money when I didn't really need to let it go. My bills are already piling up. Just wish that I could get my money back....

March 21 2006, I was scammed by International Trust aka World Financial Solutions for 1,267.00 The loan was for surgery. PLEASE BEWARE!!! I talk to a SCOTT WILLIAMS AND JULIE WHITE. If these names ring the bell please let me know. Im very aware that they change their names all the time but sooner or later the cycle is going to catch up to them. They can't be ripping people off forever. So let keep spreading the word and hopefully it will all put a end to it.

Dont let BBB listings fool you. International Trust. was listed and after I was ripped off I ran their address and it wasn't real and this was listed with the BBB.

These people act like they are brokers in the US and they work with lenders in Ontario, Toronto, North York Canada.

Their phone numbers were listed in Erie, PA and Ontario, CAN. but their business in Winter park, FL YES!!! Once they have your money everything is shut down. Their phone line say "All lines are busy, please try again later" and others will be disconnected.

Yeah I know im not going to get my money back but I do take this as a lesson to be learned and I know not to do this ever again in the future.

SO NEVER TRUST ADVANCE FEE LOAN COMPANIES. EVER!!!

This happened to me in Spetember with Financial Solutions International. FSINTL.net.....They took $500 from me, which got me deeper into Payday Loan Debt. I filed reports, but of course, nothing ever came of it, and I'll never see my $500 again. The crazier thing is that because they had all my info, they were able to get into my checking account and authorize a BillPay Transaction for $1500! So I put on my Sherlock Holmes hat and investigated the person who this $1500 payment was sent to. I found a phone number to this man named Thomas Pinkley. I called him and he said he knew nothing about it. He had an interesting story as well. He said he had been chatting online with a young girl "from Africa" who he had become "good online friends" with. He said that about a week earlier, she began talking about visiting him in the States(about when I started my application w/FSINTL) and that she needed money to make the trip. He said he had already sent her $500 and that she told him a "friend" of her would send him a check for $1500 so he could send it to her. Apparently she told him that she wouldn't be able to receive anything from this "friend" because it was someone her parents didn't approve of. (They really embelished on this one, huh?!) So, when I called him, he told me all this, and said he felt so stupid for falling for it. He gave me her name and number and address and tried to help all he could, but no one was ever found with that name (prob. an Alias) I haven't talked with him since then, but I still sometimes try to call or locate FSINTL.net, to no avail. PLEASE be careful out there. It's a crazy world, but at least they didn't get my $1500! My bank refunded it to me after finding that the BillPay was fraudulent. I still had to take out Payday Loans to cover my bills while waiting for the fraud claim to go through. I hope this story has helped someone in need.

Hi Everyone,
I applied for a loan with WFS, they "Approved" me for
$10,000. When I told them what I had for collateral, they informed me that all I had to do was send them 10% of the loan amount to secure my loan. We need a loan, but the more I thought about it, and read over the "contract" they emailed me...I started to get this strange "gut" feeling; always a dead give-a-way when something is not right. Thankfully I didn't send the $1000.00. Like a few of you, I couldn't find this company anywhere, they're not listed with the BBB. World Financial Solutions is operating out of Redbank, New Jersey...please beware!
Carolyn

Hi Guys, I forgot this info:
World Financial Solutions
214 Broad Street
Redbank, NJ 07701
Mark Low, President
Robert Eliot, Chief Executive Officer
Samantha Lawrence, SR. Financial Accounts Mgr.

Another company that you can probably add to the list is Carlton Financial Group. They tried to scam me, I did fax them my paycheck stub that had my SS# and driver's license copy and they wrote a contract and emailed it to me. $6,000 loan but had to wire $850 upfront. My gut feeling told me something wasn't right so I didn't send the money. I offered to stop by their office in Baltimore MD (they listed their supposed address on their website, carltonfinancialgroup.net) and the guy said that was crazy but said I should wire the money before I got there so my loan check would be ready. I wanted to see how far they would go. I didn't send any money but I am worried since they have my paycheck stub, SS# and driver's license #. By the way, the guys name is Michael Steward. Address was:
Carlton Financial Group
410 Washington Ave
Baltimore, MD 21204
(866)503-6332

Carlton Fiancial Group with offices in Maryland and Markham Ontario Canada.(416)433-5261.
I was offered a $6,000 loan for an $800 security dposit. So I faxed out my paystubs SS#, drivers license #. But not the $800. not until i recieved proof of their companie's legitimacy to do business loans in the U.S. and Canada. Never got the proof, so I never sent the money. never heard from them again.
Names were Samantha Hamid, Mike Steward, Chris Fraser, and secretary is suzy grace. The old adage is true: if something seems to good to be true- it is.