Dealing with original creditor
Date: Sun, 01/27/2008 - 18:26
I have a 3 year old charged off credit card that has not been sold to a collection agency. The original balance was about $200--of course now it's over $700. I would like them to validate this debt--should I send them the DV letter?
IF you intend to pay it off...send the DV letter ..and then make
IF you intend to pay it off...send the DV letter ..and then make payment arrangements. If you can call them and offer a lump sum you may be able to close out the debt.
This is one of those high rate junk credit cards--I don't think
This is one of those high rate junk credit cards--I don't think the company is even in business anymore. If I don't get a response, what would my next move be?
i would dispute it with the credit bureau's...just remember that
i would dispute it with the credit bureau's...just remember that when you make a payment on this account it starts the sol again...make sure that it isn't close to falling off. I am not saying you shouldn't pay it I am just saying check the sol for your state.
