Debt Jurisprudence: Are they scamming people?

I have not. You can do a google search and see what you come up with.

Debt Jurisprudence claims they can settle college loans..........sounds like J O'Neil "pauperism" scam

Be very careful! Their are many debt settlement scams out there lately

check Debt Jurisprudence with the bbb before hiring anybody.

Dr Robert,
I have been trying to get info on Debt Jurisprudence also. Did you find anything out or use their service?

Debt jurisprudence cannot cancel your student loans! They are totally misleading, in order to cancel a student loan you must show either a death or total diability! DJ should be ashamed charging $6000 to cancel your student loans.....bunch of BS

Debt Jurisprudence is full of it, I want to see them cancel a student loan.......NO chance!

Can someone explain how Debt Jurisprudence is able to "claim" that they eliminate government backed student loans, sounds like BS??

They can't. It's a scam.

Wulf is correct, debtjurisprudence.com is a scam, they CANNOT eliminate student loans!

I was on a Debt Jurisprudence call and they are a total scam, they try to tell you that they can eliminate government student loans.....yeah sure........go ahead and try that and see what happens...lol

Wired...........I have student loans and I agree just have Debt Jurisprudence get on the phone with the the government loan organization and see if they can eliminate it....not a chance!

Consumer Accounts Price
Up To 6 Consumer Accounts $4,500.00
Each Additional Consumer Account $ 500.00
Each Private Or Government Backed Student Loan Account (with consumer account enrollment) $1,000.00
Each Business Account (with consumer account enrollment) $1,500.00
Private Or Government Backed Student Loans
(Without Consumer Account Enrollment)
Up To 3 Student Loan Accounts $4,500.00
Each Additional Student Loan Account $1,000.00
Business Accounts
(Without Consumer Account Enrollment)
Up To 3 Business Accounts $6,000.00
Each Additional Business Account $1,500.00

What a bargain $4500 for 3 student loan accounts and $1000 for each one over 3. Debt Jurisprudence is a SCAM!

For what it's worth, several of my friends and I signed up with Debt Jurisprudence last year and all of us had credit card and student loan debts. Nobody in the company that we spoke with ever said they cancel or eliminate debts of any kind, or said anything that was untrue. Everything we were told was easily verified by reading their web site and watching the movie they now have on it. Everybody I know that signed up with them is satisfied with the results and service they provided and out of debt.

Debtjurisprudence.org is a SCAM operation that claims to help a consumer "resolve/eliminate" government student loans which is a FRAUD LIE!!!!

Call Sallie Mae and have debtjurisprudence.org explain how they "resolve" your government student loan!!!

I signed with Debt Jurisprudence. It definitely buys time, and has worked for canceling some of my debt. Unfortunately I was forced to settle half of my debt after receiving court summons on several occasions.
Debt Jurisprudence Inc. requests all kinds of documentation alot of credit card agencies have misplaced or not passed on to the next collection agency. The debt will just get removed at this point.
As for the federal backed student loans, this can destroy many people's opportunities in the future. Do not do this ever!
If you have the money to pay back your debt, don't contact DJI.
Last thing, don't mistake DJI for an easy way out, because it is definitely not. You will have to send about 1000 faxes to them and wait for responses, then reply back to the credit companies. You will have to make many precarious decisions for yourself, they can not provide legal advice once something has gone to the court. The debt collectors phone calls are nonstop for the first 4 months. The time you will spend on an account could be 50 hours or more. what a headache.
My recommendations are to call a debt settling company that harbors your money in an account and takes a percentage. This is what I would do if I had to do it again.

Hello,

There are several problems with this alleged "complaint":

Quote:

I just talked to David Kramer, and he never said that he could eliminate the debt. Nothing on their website says that. They say they can reduce unsecured debt "by up to 100%" and what that means, is anything from 0% - 100%. They claim they are able to establish a history of breach with your original creditors, by summoning information they the banks claim they have, but do not. Sometimes the original creditors do not show answer the summons, and as a result, over a period of time, the case gets dismissed, (hence 100% elimination) or the original creditor settles.

I too am looking at this people. I do beleive the bank breached many of my contracts, and they have tortured me in many ways, (I am current on all accounts btw) and looking for some legal recourse with regards to my loans.

Some red flags have come up, however.. When I talked to Dave, I asked him what his real address was, since a PO box is listing on the website. He gladly told me, and when I googled it, there were many other companies at the same address. an office building of suites. Hmmmmm... but he also told me he house 50 employees. Hmmm.. I tried to get a look at the building to see if that was possible.

Additionally, on his website, he uses the term, "licensed". I asked him what the company was "licensed" in, and he basically referred to the ability to have payroll, a federal tax ID number, etc.. Kind of a stretch.

The other thing, I asked him, is that I wanted to get educated on the process, and to sight some court cases where debt holders actually won. He got defensive and said that I neednt get into the law, and let the professionals handle it, (hmmmm) I like to be educated, and I have to access my risk.

When I talked to him, his points were valid, and not over inflated. He claims that he is a real company because you can look him up on the secretary of state.

But any company can have a tax ID and be registered with the secretary of state. Does not mean you follow through with the task.

Also, not even an attorney would require a $3,000 retainer in addition to $1500 for each account or whatever the pricing structure is.

I am going to verify with their land lord if they reallly have 50 employees, and or with the state..

It sounds like a scam though. He should have his real address on his website. And why am I talking to the president?

Debt Jurisprudence in action....

OK, I can definitely attest to the methods of Debt Jurisprudence inc. I am in the process of working with them, but have not signed on yet. After I validate everything about the company, I am going to move forward.

I really like their approach. I am not a client of theirs, yet, so I had to answer the calls of my creditors, and one of them is Wells Fargo.

Of course they called demanding and bullying me for payment. I told them I did not understand, (and this is true) how they calculate their interest charges, and how i noticed a change in their calculations as of July. Ever since that change, no matter how much I paid, it was calculated out to go over the limit. After five months of this, I called customer service, and they could not tell me what the next compounding period was, so I had to have a professional look over my contracts and explain to me why the change, and how to deal with it.

Now keep in mind, for 4 months, I spent with Wells Fargo, (my account is current btw), I tried to negotiate the old grace periods, and they would not budge.

But now after explaining to them how I felt violated by these contract adhesions, how I would have to employ someone else to look at the validity of the contracts, and calculate how much money was exhorted as a result of the change that I did not agree to.

Guess what, the rep was so quickly to change the contract back to what it was, just like that!!! What does that sound like? Sounds like the bank did something they were not suppose to do and as a result basically exhorted money.

I think the methods of Debt Jurisprudence, Inc, is for the banks to PROVE the validity of whatever, which in some cases is NIL.. Do it from a legal standpoint, and you have a paper trail proving your case.

I like their methods. Yeah true, the debt is mine, but not true, I did not sign up for exhortion.

Well, I tried to validate the company and was unable to do so. To move things forward, I put down the first installment, and intended to confirm everything the owner said by a physical visit within the refund period in case things did not check out. (5 days) The owner ended up cancelling the contract and for that I am grateful!

I had a bad feeling about paying such a large some of money up front. Its not a good business practice, and I was grateful for the refund.

I then went to find companies who do the same exact thing for a fraction of the cost. They require a down payment, and thats OK, but nothing exorbitant like debt jurisprudence. And other companies are more giving in terms of information regarding exactly HOW, they go through and perform jurisprudence, or forensic audits, etc.. (each company calls it something different)..Also, other companies do not demand correspondence only in email. I mean, in my business, I charge $150 per hour, and not thousands up front, and my clients are allowed to speak to me if there is an issue. this contract stipulated that communication would be email/fax.. But then, when it came time to sign the agreement to get started, all of a sudden, mail was required!! (just running out the clock of the refund period)

I really dodged the bullet on this one.

Lesson learned, you can really do this stuff yourself. If you really do not want to, there are plenty of companies that can help that will not break the bank. I agree with the moderator, I do not trust debt settlement companies, but you can perform forensing auditing, etc.. and send notarized letters yourself, and wait for a response from the original creditor, (if any)

Sounds to me like they dodged the bullet.

you are right on wyatt. put survivor23 in the search box on this site & see all of the bad advice this fool is handing out.

Thanks Anon. Meant to say it sounds like the company dodged the bullet.

It might be a little late on this topic but for what it's worth, DJP states that they can only work on government backed student loans IF they have gone in to default and sold to a third party collection company. That is a great deal different than simply eliminating a student loan.

debt jurisprudence is a joke.. You can do this yourself, with a process called notary protest. Basically you send your debt validations via certified mail, and issue "certificates of dishoner" when the collection company does not follow instructions. (ie, like you tell them that all correspondence has to be certified mail. )

Debt jurisprudence charges out rageous fees, and their company can not be verified. You are better off searching under"notary protest"

I personally eliminated up $300K of my unsecured business debt like this.