Check n Go Installment loan

Date: Tue, 01/29/2008 - 12:50

Submitted by cdollar
on Tue, 01/29/2008 - 12:50

Posts: 227 Credits: [Donate]

Total Replies: 6

I got installment loan from them back in April '07. I got it for a relative who "needed the money really bad and promised they'd make the payments". Needless to say, I got about 3 of the $233 payments and then I paid 1 more on my own. So for the $900 loan I paid $932. After that I could not afford to pay anymore. I called First Bank of Delaware and tried to work something out, but of course they wouldn't. I had to close my account because it was just too much for me to handle. They called maybe twice after that and I told them the same thing--I have to set up a different payment plan, I got this for someone who isn't paying for it, etc. Still wouldn't do it.
It's been a long time since t hey contacted me, it's not on my credit report--should I call them? There was about $800 left on the loan (I'd already paid back the principle plus some) I keep reading all this stuff on here about them, and I'm worried about getting surprised with a court date.

Do you have a payment plan in mind? call them to propose it or s

Do you have a payment plan in mind? call them to propose it or send them something in writing.

lrhall41

Submitted by volleyballmom on Tue, 01/29/2008 - 13:17

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Since they are a legal company, they can take steps to collect.

Since they are a legal company, they can take steps to collect.

A lot of these super high interest places will wait a bit before taking legal action. This way the balance ballons up and they get more money.

That is not to say they will sue you. Just that they can . . . . .

lrhall41

Submitted by goudah2424 on Tue, 01/29/2008 - 13:23

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Installment loan

I have a debit card with automatic deposit. Since it is automatic deposit I have a routing number and reference number. Can I use this?

lrhall41

Submitted by on Mon, 02/25/2008 - 11:07

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Use it for what exactly? Not sure what you asking.

lrhall41

Submitted by lmk3524 on Mon, 02/25/2008 - 11:28

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They will eventually turn it over to a collection agency and I h

They will eventually turn it over to a collection agency and I happen to be working with one of them right now for a Check n go installment loan. i pay 140 dollars a month and told them that was all i could do and I started in Sept and will be doing it till June.

lrhall41

Submitted by kkinnan on Mon, 02/25/2008 - 15:02

( Posts: 12 | Credits: )

My husband has an installment loan there and we are unable to ke

My husband has an installment loan there and we are unable to keep up with the payments and we have tried to talk to them but they wont work with us. what do you think we should do? We are already a payment behind.

lrhall41

Submitted by on Wed, 03/09/2011 - 18:55

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