They claim they are investigators

No...they are not.

These PDL's will pull out all of the stops to scare you, include claim they are the police, FBI, you name it.

tell us more about your PDL debt...the company, your state, how much you owe. We can give you some good advice.

It is just an illegal scare tactic, No it is not real.
Do you really think that the federal govt has nothing better to do than bother people about pay day loans?
Do not worry about it. Who ever called you is breaking the law.

First of all they are not investigators. Don't worry! Who did you have the loan with and for how much. What state do you live in and have you paid anything on it including rollovers. Do they have foreign accents?

Its United Federal Bank. I'm in California and I owe $350. They are asking me to pay $2100.

Pls. advise.

There is no United Federal Bank! That is part of their scam! Was this an internet loan?

He sounds like he is from india.

Apparently the company is a collection agency based in Jacksonville Florida. File a complaint with the Attorney General in Ca and FL and also the FTC. If you search United Federal Bank above you will find a wealth of info about there scare tactics. None of which have ever been carried out. Just tell them they are the ones breaking the law and you know who they are and have filed complaints in both CA and Fla.

If they sound Indian they are probably from an overseas call center. Just hang up on them.

I would like to get a recording of them claiming to be Federal agents. I'd forward it to the FBI so they can extradite their butts into US court and get slammed for impersonating a federal agent. It would probably get handed over to Interpol first, who would make the arrest(s)

The address he provided is 24 NE Atlanta, Georgia with a phone # of 678-935-3578

I would have love to have a recording of them, but I'm afraid of asking my employers.

Federal Bureau? Federal Bureau of what? Federal Bureau of Bikini Inspectors?

If you do have their adress, send them a debt validation letter and partial cease and desist letter. Advise them you only want them to communicate with you by USPS.

I'm guessing you never got the first written notice fromt them?

I would definitely file complaints about them with the FTC and your state's Atroney General's office. These idiots are getting as bad as Il-legal Mediation Practice!

Yes, I never got anything from them. I told him that and he even sounded surprised.

Bikini Inspectors?? LOL, Unemployed Ron!!! Definately report these Yahoos to the Cal Attorney General's Office. I promise you they will go after them!