Chase Receivables

Spell it out for them if you have to, might go something like this:

"At this time I am only requesting written documentation that we have agreed to the proposal that once I have paid x amount that I will receive documentation after you have received payment stating that the debt in question is in fact paid in full."

Not too hard to understand

wow...just wow....

I cannot imagine why anyone would have such a hard time getting what you are asking for. Especially when you are dealing with a business on a business matter--what business today shouldnt cover their butt like that?

Debt Collector....Dunce Cap....same initials....gee, I wonder why....

Is Chase Receivables a debt collection company?

FYI--yes, they are a CA. I found their website at chaserec.com

Iwish--what state do you live in? There may be a very easy way around this for you.

skydivr I live in South Carolina.

iwish--I would check with your state's secretary of state office. Not sure of the laws in SC but many states require collection agencies to be licensed or registered. If they are required to be in your state, then check to see if they are registered. States do this as a requirement for any business, no matter where that business is located, if they wish to conduct business inside SC. If they are not registered, and they are required to be, then they cannot legally even attempt to collect from you. It would be a violation of state law.

In either case, I do not advocate skipping out on legitimate debts, and I am glad to see that you are trying to handle this one. I would check to see about the licensing requirement, but as far as trying to communicate with them I would do it in writing. That way at least you have written record of the fact that you are making genuine efforts to resolve this.

[quote=skydivr7673]Debt Collector....Dunce Cap....same initials....gee, I wonder why[/quote]


That's funny, I don't care who you are!

I am having the same problem with Chase Receivables. They won't even accept anything less than the full payment on mine, and will not send me anything that says they will delete it if I pay it in full. They said it is their policy. My question is, why should I beleive that they will delete it on just their word? collection agencies lie all the time, and I have already determined they are not registered to do business in my state and they are required to be (I am in Virginia)

Welcome to the community FETTKA.

IF they do not have a business license in a state where it is required they may not conduct business in that state until they obtain proper credentials. While they may not be required to delete upon payment they must report accurately on your credit report with each payment per month. Also you can send them any amount you wish even if it's 2 cents, if they refuse payment they dishonor the contract voiding the debt.

jUST THOUGHT I WOULD LET YOU KNOW THEY ARE LISENCED AND REGISTERED IN ALL STATES... Quote:

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I checked my state's license database (Tennessee) and they were not found under Chase Receivables. They were found under their other name of Credit Bureau of Napa County.

I have been getting calls on a daily basis from them...didnt answer at first, because they ask you to press 9 then hold and wait for an operator...then I would get hung up on. Last week I had enough. I called the number back and spoke to the person that hung up. It is all over a $26.00 hospital bill that didn't get settle in my work comp case. Of course they wanted me to pay right then and there, but I asked for them to send out a statement and I would pay the bill.(This was on the 3rd) Got a call yesterday from a man there that was very rude telling me they sent a statement out and asked me if a even have a checking or savings account???? IS THAT ANYONES BUSINESS....just recieved another call, before I could say anything the lady says "Oh we called and spoke to you yesterday about this matter" and hung up...is this a joke? I have not seen a statement...bill or anything from these people except harassing phone calls all hours of the day and evening...

IF U ACTUALLY TALKED TO SOMEONE THEY WOULD HAVE TOLD U THEY HAVE NO AFFILIAITON WITH CHASE BANK IF U DIDNT JUST YELL INTO THE PHONE WRONG # REMOVE IT OR REFUSE TO ID URSELF OR PROBABLY DIDNT GIVE THEM THE # THEY CALLED TO REMOVE HOW ARE THEY SUPPOSE TO DO THARTT PEOPLE DONT DIAL PHONE MANUIALLY ANYMORE IN COMPANIES ITS AUTOMATIC SO MOST OF THE TIME WE GET VOICEMAIL BUT NO PROMPT OR DEAD AIR OR SM1 WHO STAYED ON LINE BUT HUP SO HELP THEM HELP U
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ALSO INFO IS UPDATED OFF CREDIT REPORT , SO IF U CHANGE UR # BUT U ARE INFACT THE MR WE WILL EVENTUALLY GET UR # UNLESS U PUT IT IN SOMEONE ELSES NAME , IF ANY OF U STAY ON THE PHONE LONG ENOUGH OR LOOK FOR BUISNESS HOURS ONLINE AND WOULD BE ABLE TO REACH US AND OPBVIOSLY NOTHING IS PERFECT THERE ARE SYSTEM GLICHES AND TIMESA WERE THE SYSTEM CRASHED AND WE HAVE SOMEONE ON PHONE BUT NO ACCNT PULLED UP AND TO TOP OFF FRUSTRATION PEOPLE JUST YELLING ON PHONE COMPLAINING OR WHO HANG UP JUST AS WE ARE TO PICK UP LET IT RING OBVIOUSLY WE GET MILLIONS OF CALLS A DAY AND PHONE NEVER STOPS RINGING IT WOULDNT KILL U TO BE PATIENT!! JUST LEARN TO KEEP YOUR RECEIPTS AND ABLE TO PROVIDE PROOF OF PAYMENT WOULD HELP GET U OUT OF COLLECTIONS AND IF U OWE ITS NOT OUR FFAULT WE GET 8$ THE HOUR DAT IS NOT ENOUGH TO PUT UP WITH EMOTIONAL PEOPLE. PS THE CLIENT ONLY GIVES US SO MUCH INFO TO WORK WITH AND THE AUTAMATED SYSTEM IS SET UP TO CALL U EVRYDAY UNLESS PYMNT ARRANGMENT ON FILE ASK FOR A TEMPORARY HOLD STATUS DONT JUST HANG UP DAT DOESNT HELP ANYONE WE ARE REQUIRED TO GET INCOME INFO , AND THE SAME QUESTIONS WE ASK ARE THE SAME ONE THE CLIENT ASK U FOR WHEN U SIGN UP W/ THEM ,WE ARENT RUDE WE END UP STRESSED OUT AT END OF DAY B/C OF PEOPLE YELLING ALL THE TIIME INSTEAD OF COOPERATING W/ US WHICH WOULD BE EASIER TO STOP CALLS FASTER .

Send a letter to Chase Receivables informing them you will not speak with them over the phone; tell them you will communicate with them in writing only. If you're getting harrassed at work by their phone calls...tell them you're not able to receive phone calls at your place of employment. Send your letter certified mail. If they continue to call you after they've received your letter they're violating the Fair Credit Reporting Act and can be fined. I'm going through the same things and can't wait to see what happens now that they have my letter.

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