Debtconsolidationcare.com - the USA consumer forum

You lame request for debt validation will not save you

Date: Fri, 02/01/2008 - 12:33

Submitted by anonymous
on Fri, 02/01/2008 - 12:33

Posts: 202330 Credits: [Donate]

Total Replies: 19


Don't waste our time with this "validate our debt which we know we owe stuff." All this is going to get you is a quick lawsuit and summary judgment. Do you not think the judge will not ask you, "do you owe this debt?" Go ahead, perjure yourself and end up in jail.

Life would be much easier if you would just pay up.


HEY DEUTSCH BANK! I KNEW WE COULDN'T GO A WHOLE DAY WITHOUT SOME PDL DRIVEL.PLEASE WHEN WE EXCERCISE OUR RIGHTS AS CONSUMERS,YOU GUYS GO ON SOME STEPFORD WIVES RANT.OH AND I AM STILL WAITING FOR AN EXAMPLE ON THE OTHER POST.WHEN HAVE YOU EVER WON?I WILL WAIT FOR MY ANSWER.


lrhall41

Submitted by paulmergel on Fri, 02/01/2008 - 12:38

( Posts: 15514 | Credits: )


OH,AND LET'S NOT FORGET ABOUT IF WE GO TO COURT.
I PRESENT THE RECIEPT.FOR I WON'T SEND A DV WITHOUT A SIGNATURE REQUIRED.IF YOU TRY TO GET A JUDGEMENT EVEN ONE DAY AFTER THAT SIGNATURE,I CAN TURN AROUND AND FILE AN ACTION AGAINST YOU.CHEW ON THAT. :D


lrhall41

Submitted by paulmergel on Fri, 02/01/2008 - 12:53

( Posts: 15514 | Credits: )


would the storfronts usually accept a payment arangement rather than going to collections? arent collections going to usually end up costing them money anyway?


lrhall41

Submitted by on Fri, 02/01/2008 - 14:00

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CHECK HOW I DEAL WITH A COLLECTION AGENCY.THIS CLOWN POSTED ON THERE.JECMT TOOK HIM OVER THE COALS.SO HE HAS TO POST HIMSELF.NICE GRAMMAR,I GUESS YOU DON'T NEED SKILLS OF ANY KIND TO BE A COLLECTION FOOL. :lol:


lrhall41

Submitted by paulmergel on Fri, 02/01/2008 - 14:27

( Posts: 15514 | Credits: )


Well, once again, another slow day down at the CA. Still, I do find these posts entertaining. They're ususally just reworded versions of the same mindless drivel.

I guess they think they make us cry when they come here and post this garbage.


lrhall41

Submitted by FloridaRon on Fri, 02/01/2008 - 15:51

( Posts: 1190 | Credits: )


[quote=No Nonsense Collector]Do you not think the judge will not ask you, "do you owe this debt?"[/quote]

I think if he doesn't ask that question, he's dumber than you. Wonder what he'll say if I answer truthfully "I don't know, because the CA wouldn't validate the claim as required by law, even after several requests"?

[quote=No Nonsense Collector]Go ahead, perjure yourself and end up in jail.[/quote]

Look, dumbass, I ain't gonna 'splain this to you again.

[quote=No Nonsense Collector]Life would be much easier if you would just pay up.[/quote]

And you'd have much more money if you'd just get a job. Lots of people have them, and they have more money than you do.


lrhall41

Submitted by unclewulf on Fri, 02/01/2008 - 17:39

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No Nonsense Collector! I've been hoping you'd post again. You still haven't answered my question from the last post. What happens when I motion to show cause during discovery by requesting validation (the judge will approve as it is physical evidence of everything the judge wants to know, and when the judge approves the motion it becomes a request by the court) will your agency be able to produce the validation then?


lrhall41

Submitted by JCEMT on Sat, 02/02/2008 - 07:14

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He won't ever answer you JCEMT, because he can't..at least not truthfully. If he were to answer you, he would have to admit that the CA would then either have to produce the documentation, or get the case thrown out never to be sued upon again. He doesn????????t want to own up to that one simple truth.


lrhall41

Submitted by goldenbast on Sat, 02/02/2008 - 07:19

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What I'm getting at is partially that, if the plaintiff fails to show cause by producing said validation the defendant could motion for dismissal with prejudice. However the agency could validate to save and at the same time prove it's case. Why wouldn't they do so in the first place when the debtor requested it to begin with? When I request validation and it is given to me, after reviewing everything and make sure it is correct I will contact the CA right away to start talking about how we are going to handle the debt and try to get it paid off ASAP.


lrhall41

Submitted by JCEMT on Sat, 02/02/2008 - 07:27

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Yeah, I agree with UncleWulf. As I understand the law, the CA can assume anything after the 30-day mark; however, the fdcpa has a paragraph that states if a consumer does not excercise the right to dispute within the 30-day period it can't be considered by a court as admission of liability. So, what this means to me is a CA still has to validate the debt if it does go to court.

And as we all know, a court or judge has the final word, not a CA. Even though, some would like to think they do.

I know I asked this question before, but don't remember if it was answered: Am I correct in my interpretation?


lrhall41

Submitted by FloridaRon on Sat, 02/02/2008 - 12:04

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