Debtconsolidationcare.com - the USA consumer forum

case went to court

Date: Fri, 02/01/2008 - 13:19

Submitted by anonymous
on Fri, 02/01/2008 - 13:19

Posts: 202330 Credits: [Donate]

Total Replies: 8


hi,

i just received a packet in the mail rendering judgment against me. i had been threated that asset acceptance was going to take me to court but i thought it was just that, a threat. however, i validated that it actually went to the court system by looking the case number up on the court website. this is my question: how do i handle this? supposedly they sent me a summons to court, which i swear up and down that i did not receive--i would remember having to go down to the post office and signing for it.
the s.o.l. has been long over with (or so i thought). before that, i was receiving threatening phone calls saying that they were going to 'put me away in prison...'--all over $1200? i wish that i would've known what my rights were ahead of time.
is there anything that i can do about this situation this late in the game?


after looking into it--i didn't have to sign.
to further my case against the debt agency, i've asked them to send me documentation on what i owe and they've refused to do so. is there any way to prove this? or prove that they had been verbally abusive and harrassing to my parents?

by the way goudah, love the pic. i have two little puglets of my own.


lrhall41

Submitted by on Fri, 02/01/2008 - 15:12

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If you didn't have to sign for the summons, they probably just left it with anyone (knowing that you wouldn't get it), then moved for a judgment by default. I don't know what area you are in, but there are time limitations for appeals. I'd sue them for the fdcpa violations, and any state code they might have broken. They can't apply what ever money you might win toward your debt.


lrhall41

Submitted by Law Student on Fri, 02/01/2008 - 16:59

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Still sounds like improper service to me, which should be grounds to have the judgement vacated. I don't know what the standards of service are where you live, but in most places they have to be able to prove you got it. Otherwise, the idea of service becomes meaningless. Talk to an attorney in your state/area immediately about getting this thing vacated.


lrhall41

Submitted by unclewulf on Fri, 02/01/2008 - 17:50

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