A Mom needing PDL help
Date: Mon, 02/04/2008 - 10:45
Well I fell into the trap of payday loans! My own stupidity. Right now I'm in the trap of borrowing to pay off pdl which will never get me out of the pdl trap! Unfortunately my credit is not good enough to receive a personal loan...so that option is out.
How can I consolidate these loans? Are payment plans available?
Right now I have three loans out there:
mycashnow.com - 500 w/interest 661.60
paydayone.com - 500 w/interest 600.00
cashnetusa.com - 500 w/interest 575.00
Pay Day One is in default, but they won't come up with a payment plan for me since it has not entered into collections or anything.
The other two are current and aren't due until later this month...however I'm not going to have the money to pay them off.
I am in extreme debt because of this...any help or advice would be greatly appreciated. I looked into Langhorne but they require a 100.00 deposit and unfortunately I can not do that at this time.
Thanks!
Jennifer
Please tell us what state you live in, and how much you have alr
Please tell us what state you live in, and how much you have already paid in total to each lender.Are these all internet?
JenJen ~ as requested, please let us know what state you are in.
JenJen ~ as requested, please let us know what state you are in. Also if you could let us know how much you have already paid back to each one of these companies.
Don't give up home, there is light at the end of the tunnel. Most of the companies on the internet are not legal in most states or those that are, they charge such outlandish fees that it isn't funny. Hang in there, we are here to help and we will. We just need a little more information. Hang in there!!!
hELP
Hello everyone,
I have two payday loans that have went to collections with a place called PDM associates. I had to set a payment with my debit card so that they would not be calling my work or harassing me. One loan is from B&L marketing for 200 and now they are saying I owe 350. And it is the same amount for Arrowhead Investments which a 200 dollar loan and now is 350, so a total of 700 dollars. I live in Ohio, and I set it up for them to take 175 from my debit card, but I will not have it because I will be paying off a loan that I got from checksmart, which needs to be paid off or they will garnish my wages and speak to my supervisor I cannot let that happen. PDM said if the money is not on my debit card on the 15th and the 29th that they will take legal action against me and call to speak to my supervisor. I NEED HELP! WHAT CAN I DO IF I DON'T HAVE THE MONEY FOR THE TWO LOANS THAT ARE IN COLLECTIONS?
Well, to start with, Checksmart can not garnish your pay without
Well, to start with, Checksmart can not garnish your pay without a court order. Period. Not even in Ohio.
Hang in there. More help is on the way.
Okay Jen sorry to hear about your promblems but if you know that
Okay Jen sorry to hear about your promblems but if you know that your not gonna have the money i would close down my banking account and open a new one because there gonna keep trying to debit your account and overdraw it and then thats just more debt!
