calling my cell
Date: Tue, 02/05/2008 - 08:08
They can call your cell until they receive a cease communication
They can call your cell until they receive a cease communication letter from you!
Calling your cell
Oh gosh, mine is ringing off the hook as we speak. As far as I know, the original creditor can call all they want until you try deleting that # with them. Once it goes to collections, you can send them a letter telling them to stop. I leave my cell # because I like to know who is calling and when. I track them better that way...for now anyways. I just don't answer any more for them and waste my minutes.
Hi there ~ Have you had the chance to speak with these collec
Hi there ~
Have you had the chance to speak with these collectors to see what they are looking for payment on? It's going to be unpleasant but if you haven't had the chance to do so...maybe you can answer the next time they call. Coming up with a solution to your collections will HOPEFULLY put an end to their constant calling.
As it's stated throughout this site...make sure you keep your cool...get a full name of who you're talking to and their CSR # if they have one...and document all of your conversations.
Good luck :)
The collector's can only call your cellphone if you put it on th
The collector's can only call your cellphone if you put it on the original application for credit.
yes--thats correct. They can only call your cell phone if you p
yes--thats correct. They can only call your cell phone if you provided the number to either them or to the original creditor as a contact number. There is a reason for this--the fdcpa prohibits a debt collector from contacting you in the attempt to collect a debt in such a manner that will cost you money. Calling a cell phone and using minutes that the consumer has to pay for falls under "costing you money". If you did not give the OC the number or permission to use it, you didnt put it on the application or credit agreement as a contact number, and you didnt give the CA permission to call you there, then they cannot legally call you on the cell phone.
Something else on this--I would notify them the next time they c
Something else on this--I would notify them the next time they call that they are calling you on a cell phone, and costing you money with every call. Tell them that this is a violation of the fdcpa, section 808(1).
I had this happen to me also, it really eats up your minutes! I
I had this happen to me also, it really eats up your minutes! I called my provider and had my number changed. Problem solved.
