I was scammed by a debtor

GREAT,I KNEW WE COULDN'T GO A DAY WITHOUT THIS GARBAGE. :roll: :roll: :roll: :roll: :evil: :evil:

This might make sense if it was a "personal check" instead of a "cashier's check." Also, assuming that this is true, it seems that this was your fault, or your CA's fault for not doing what is called a VSOF (verifying the source of funds). Either way, this post has no business here.

Good day, sir; you lose.

^ me again. Dammit, I hate auto-logout.

>_>

I SWEAR,THE MORE YOU POST OPARSENAL THE MORE I LIKE IT.KEEP IT UP MY MAN. :D :D 8) 8)

um, guys, this is a joke. This is referring to a very well known scam that has been used over recent years. The scammer sends you a very real-looking cashier's check, so you take it to your bank and cash it. you then take the cut you were promised, and send the remainder back to the sender by western union. Then, some days later your bank comes calling because you cashed a fake check there and they then come after YOU for the money.

yeah, those "darn debtors"....let alone the fact that EVERYONE is a debtor. i dont care if you own your house, car, and have no loans or credit cards--you pay for telephone service, electricity, water and gas, that makes you a debtor. What an idiot....

This is soooo transparent.

It will continue if you answer these people and feed into it. Why can't the mods just delete these types of threads from the get go?

BECAUSE GUEST,THEY HAVE GUIDELINES TO FOLLOW.OTHERWISE THEY WOULD HAVE CARTE BLANCHE.WE STRIVE TO ENCOURAGE PEOPLE TO POST NO MATTER WHAT THEY HAVE TO SAY.WE JUST GET SOME DEUTSCH BANKS.IT COMES WITH THE TERRITORY.

Yes, Guest is referring to an actual scam that people still fall for every day. Sort of a variation on the "I'm a prince from a foreign country and need you to help me move my money over here through your personal bank account." lately it's been coming in the disguise of a work at home scheme, though. I actually got a spam E-mail about this yesterday, the title looked suspicious to me but I did read it as I really am looking for a job right now. Couldn't hit "delete" fast enough when I realized it was garbage.

I think there is even a commercial on TV spoofing this. This old man in a business suit and torn ratty skeakers is talking to a woman on a bus, telling her he's a prince and needs her help bringing his "vast fortune" to America. I think the tag line is something to the effect if you wouldn't belive the story seeing this guy face-to-face, why would you believe some anonymous E-mail. Or something to that effect.

One of the local news stations here actually did a report on a woman that had responded to an ad, not realizing it was a scam. She got the bogus cashiers check, they arrived from Canada via Fed-Ex I believe, and stated she just didn't feel right about it. She actually contacted local law enforcement and they got the FBI involved. In the meantime, she had not cashed the checks or sent the scammer any money, so they actually started E-mailing here threatening they had a relative that worked for the FBI and would get them involved if she didn't send the money.

Well, surprise, the FBI was already involved. Idiots.

I don't think they ever did a follow up story, so I don't know how it all ended.

Rule of thumb, and good advice in a situation like this. If it sounds too good to be true, it is. You'll never get something for nothing, without there being some sort of consequence.

Usually, when I hear that somebody fell for the old '419 scam', I'm just disgusted. Hearing that a collector fell for it, even in fiction, is somehow refreshing.

Also, FWIW, when these scams first started cropping up, many/most of them originated in the African country of Nigeria. Section 419 of the Nigerian Penal Code governs this type of fraud, hence the common name '419 scam'. There's your Internet trivia for the evening.

For more information:
en.wikipedia.org/wiki/419_scam
419eater.com/

good info wulf...

and check out fakechecks.org...the USPS has an official campaign against this activity. And they have this "scam test" game on that site....pretty neat.

Paul, you are right. We mods do have guidelines to follow. If someone makes a post about an issue at hand that concerns this forum, we don't delete it. We do delete the spam that does not apply to this board. Also, once others respond to a post, the post has value. It's not really our job to determine whether a post is worth replying to or not. Am I making sense? :) Let's not let this guy ruffle our feathers because we know that's what he's trying to do but at least we are having fun with him!

You got what you deserved!!!! That is a typical scam done by so many people. Why don't you spend your money and go to college and get a real career you phone geek!!!!!!!!

Thanks Sassnlucy, for the information on what a mod does.

I'm with you, I think we turned an obvious "junk" posting from our friend "Nonsense" into an opportunity to educate and warn people about a potential nightmare some have fallen victim to. I find it sad anyone would prey on a person looking for an honest "work at home" job, in order to scam them out of money they don't have. Not to mention how absurd it would be for some "prince" to just pick your E-mail address, seemingly at random, and ask for your help funneling millions of dollars through your personal bank account.

When I read these scams, like the E-mail I received, I just find it hard to believe anyone would fall for them. Then I remember things I may have been too naive and too trusting about, that I later realized were lies and scams, and realize someone that might be feeling a bit desperate might want to believe. So I definitely don't pass judgment on anyone that has fallen for it, I just do what I can to try keeping anyone else from becoming a victim.

So, I am glad "Nonsense" opened yet another "junk posting" that we were able to turn around into something positive. I think if we keep steeling his thunder like this, he may get discouraged and leave.

One can but hope.

And Unclewulf, I never knew that scam had an actual name; the "419 Scam." I keep wanting to say the "409 Scam", after the spray cleaner. Keeps getting stuck in my head that way.

Good information to know, though. Thanks.

I agree completely, Ron! There is something to learn from posts such as this. I mean some people might think this was legit if everyone DIDN'T give their input! Especially when our members reply, the post just becomes more and more valuable so our guest
isn't accomplishing what he wanted to-he is actually doing us a favor!!!!! :)

I never knew the scam had a name, either. Great to know! :)

uncs..you always got it goin' on thanx!

i don't think there is any reason to be 'negative' about this kind of post/thread. These kinds of posts DO help other people learn what to stay away from. Especially.if the 'younger generations are just 'starting off' in life and need some guidnace on what to do and NOT do. How to 'take the first step'..sort-to-speak.

Quote:

:lol: you had the pay back the money. That is awesome, serves you right for not letting the check clear before disbursing funds. Common sense would also say, why the *f* would they be sending me a purpose overpayment for funds to be returned when they could cancel the cashiers check and just have another issued (they are pretty cheap to purchase) and as a collector why would they trust me to return it?"

Well buddy I guess you had a lapse in common sense. Maybe you ought to think more about security and let the check clear their bank first :lol:

THANKS SOCKSFULLOFROCKS FOR THE BIG 419 SCAM.
I DID NOT KNOW ABOUT IT.
I WENT TO GOOGLE AND I FOUND THIS WIKIPEDIA 419 SCAM.
http://en.wikipedia.org/wiki/Advance_fee_fraud