NLS Cash Advance – received loan from them to my a/c. Who are they?

whiterock73. . if anyone can find the information on NLS Cash Advance, someone on this board can. I like you, came upon this site quite by accident. . or was it? I'm a firm believer in the fact that nothing is a "coincidence". It happens for a reason. Welcome aboard.

white, has the money already been deposited into your account by this company? If so, you may be able to check your bank statement (or call the bank) and see what it says next to the deposit. It should have a name or a telephone number associated with the deposit. Maybe you can get more information from that to find out who NLS Cash Advance are.

I believe NLS Cash Advance is Signmyloan.net at 1-877-995-1400.

tried the # you gave me and it goes to cash advance payday loans. Office of NLS Cash Advance was closed so could not get address.

I had a loan where the payments showed up as NLS Cash Advance. My original loan was for $325. I paid $98.50 per month for 4 months to keep the loan going. Two more payments finally paid off the loan. In total I paid $866.25 for that $325 loan! My bad for not researching it better and I must admit it was nice not having to pay the original amount back within a couple weeks. As far as the telephone number it is 877-995-1400. They will ask for your ssn.

I just now found out that I am still being charged by NLS Cash Advance when I thought that I had it paid off a while back. I have made 5 payments of 98.50 and one of 162.50 on the same day as one of the 98.50 charges. I found the number and called and was told that my last payment is March 31st and will be 212.23. That makes my payments to date 829.23 for a 320.00 loan in September. I think I will call NLS Cash Advance again and find out what is going on. I certainly will never borrow from them again!!!!!!!!!!!

I ADVANCED $325.00 IN DECEMBER AND I AM STILL PAYING FOR IT THEY HAVE TAKEN $867.00 FROM ME SO FAR CAN SOMEONE PLEASE PROVIDE ME WITH A PHONE NUMBER FOR THEM THIS NEEDS TS STOP.

THANKS

The company that lists on your bank statement as NLS Cash Advance is SignMyLoan.net. Not sure why they do not add a phone number. I thought all companies were required to put a contact phone number... hmmmm... Anyway, thought you'd want to know.

Hey,
For those that say they didn't get any information, did you check your junk email folder? You should have recd a copy of your contract and a payment schedule where they explain their polices. If you don't want to follow the schedule, you just have to call, but you obviously should do that immediately, not after a bunch of payments come out. :roll:

If you look in your junk email folder you will probably find your original contract from NLS Cash Advance, that's where it goes sometimes. Also, they send out a payment schedule, which you don't have to follow, but you have to contact them to change the payment, and obviously you shouldn't wait til you've already made some payments, do it asap. Also, it's probably a good idea to take down the phone number and website when you take out a loan. :roll:

I recently used Max Pay Day for a cash advance and in addition to that loan a second deposit from "NLS" appeared. No phone number, no approval from me!!

I called my credit union as soon as I saw the deposit and with writted request they were able to refuse the cash. I don't know what will happen now, hopefully they will not try and take any money out for repayment of a loan that I didn't approve and then refused.

I think this company is so hard to find because they went through a name and website change I believe. This company is:

National's Payday Loan Center

Voice: 877-995-1400 Option #2 and then Option #4

cashadvance.net

cashadvanceservices.net

CashAdvanceMail.com

599b Yonge Street

Suite 217

Toronto, Ont, M4Y 1Z4

I hope this helps...

question of the year is are NLS Cash Advance licensed anywhere????

Glad I found this site, I called the number that was listed in one of the posts for signmyloan.net. I talked to them and for a $250 loan, that the contract says would be paid off on my next payday at the price of $325 went way up, as I didn't read the fine print in a contract I never saw before she mailed it to me today that says you have to check a box and fax to have the amount paid in full at the date before 12 noon on that day. Otherwise, NLS Cash Advance have taken 4 payments out of my bank account for $76.50 and she says I have 2 more payments one for $201.00 and one for $163.50 Which means I am paying $670.50 for a $250 loan. Anyone thinking of using them, don't!

I had a $700 loan with NLS. Had paid $704. I sent a letter that I overpaid as they are unlicensed, ACH revokation and include a cease and desist. They e-mailed me requesting I call, I did so. I asked that they either provide me with licensure information (in which case I would verify and then honor terms of contract) or consider my account PIF. The person said - "Then it's paid in full". Got PIF by e-mail in the next hour. Might try this approach.

Their policy is to steal 4 interest payments of incredible proportion plus $1 from your bank account, then on the fifth and sixth payments steal another incredible interest payment plus $1 and 50% of the principal.

called up company just now, requested license but they could not provide it. I told them I would pay them in full without interest on my next payment. They agreed! Their address is NLS
PO Box 5813
Wilmington, DE. 19808
send a money with your name and last four of your SSA#

All of these companies are one in the same. I found out the hard way. I had 4 deposits go into my account. 3 came from one main company who handles loans for other companies. I never even thought to call the bank about a deposit as the one gentleman did and I paid over $1000 just in finance charges for the 4 deposits. They tell you to fax your request but you can never get the fax to go through. I was embarrassed but finally called the bank and put stop payments on them because I could never get in touch with someone to pay the balances off. They told me that they actually see a lot of this. There should be laws that regulate theses companies and more information passed along to people. ALSO BEWARE, there are companies now seeking out people who have payday loan debt. They want you to give them a limited Power of Attorney, close out your checking account and open a savings account for them to deduct payments from to pay off your loans. They claim that they can reduce them for you.

EGHARTRANFT - do you have the telephone number by chance? Their phone number is not on my bank statements.

What is ACH revocation, and how do you send out a cease and desist request?

the address to send anything to is PO Box 5813, Wilmington, DE 19808

i work in a BK firm. trust me, I know what a pain pay day loans are.

The mailing address is for signmyloan.net is as follows:
PO Box 5813
Wilmington, DE 19808

Have not received a loan from this company but a debit of 98.50 shows on my account indicating 12 debits. No money was deposit. Provide me with a contact number and licensure information. I have already reported this to the Attorney's General Office. Refund my money or send me documentation.

this may be nelpful...

Refinance: You agree that if you do not pay off your loan by paying the ???????TOTAL OF PAYMENTS??????? amount set forth above on or before the ???????PAYMENT DUE DATE???????
set forth above, we may at our option effect a refinance (???????Refi???????) of your current loan with a new loan which pays off your current loan balance and generates a debit of your
Bank Account in the amount of the FINANCE CHARGE payable on your new loan. At our option, we may effect up to 4 Refi cycles by debiting each cycle the finance
charge and $1.00 wire fee from your Bank Account. At the 5th Refi cycle, we will debit the FINANCE CHARGE, wire fee and one-half of the principal balance. At the
6th Refi cycle, the remaining principal balance, wire fee and final FINANCE CHARGE will be debited from your Bank Account.
Opt Out: You may opt-out of the Refi procedures set forth above and pay-off all amounts when due under this Note as otherwise provided herein by checking the
following box ??????? and faxing to 866-935-5500. If you do not opt-out of Refi at the time you sign this Note, you may, nevertheless, opt-out of any subsequent Refi????????s at any
time by calling our customer service representative or automated system, and indicate that you want to pay all amounts due under the Note in full and such amounts will be
debited from your Bank Account.

The debit on your account shows as NLS but, their name is Sign My Loan.net. I too received a loan for $325, never signed anything but, the money showed up in my account, so of course I looked to pay it, just believing it would be the one payment. However, on the date it was to be removed it was for 98.50, and every pay day after that. Since it was suppose to only be the one payment, I was curious as to what the payback arrangement was, I began trying to call but, got no responses. Then 2 payments came out of my account, 162.50 and 98.50 making the total $655. I had the payments reversed in by my bank and placed a block from anymore payments. Of course someone called me from NLS at this time. After some debate, they finally sent me the agreement form that they claimed I signed, of which was a lie because no one would sign something with these type of repayments terms. The payback was 1 payment for $422.50. If they are taking more than this agreed amount...stop it. Don't let it happen to you.

can any one tell me what cash advance company code is USD they took all my money out my acct and I have no money in the bank now because of that.

I have been caught in the cash advance night mare. NLS CashADV10 shows up on the deposit for signmyloan.net... and when they make a withdraw it will show up as cashadv12. same company

NLS is "Signmyloan.NET

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NLS Cash Advance
2419 Kirkwood Highway
Wilmington, Delaware 19805

:mad:;) hey there the number for this company is 1-877-995-1400 they took an additional 500.00 from my account before i was able to locate the number for them and when you call make sure you get names and threaten with Attorney General and BBB

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I have an acct with you my question is if I am off work for a short time can I freeze this acct till I get back to work
my acct 100112091248580
thanks

Had a $300 loan out with Arrowhead. Paid it off on my credit card May 2009. I'm now receiving calls from a collection agency NCO. I sent them a copy of my credit card statement. They will not accept it as it doesn't say Arrowhead only Payday Advance. I also asked if he had anyway of contacting Arrowhead and he said no. These people are crooks....

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ALL WE NEED TO KNOW!!!
I took the advice of Eghartranft who metioned in this forum that NLS does not have a license to lend money and is therefore an illegal contract. I contacted NLS and got an address for Willmington, Delaware. I then contacted the Better Business Bureau in Delaware. The Delaware BBB had no information reguarding NLS they then referred me to the Irs Business Licensing department. They had no record for them in their tax files nor Licensing Department. The Irs then told me to call my bank and issue a stop payment for that company. I am taking this matter even further and am going to see how far I can get up the food chain to stop this illegal lending. Anyone have any clue as to my next step in? Small claims?

:twisted:I got a loan from these "loansharks" back in December for 275.00. I keep trying to get in contact with them and everytime I do, I get an automated service. They keep taking 86.00 out of my account paying towards the principle of the loan and another 50.00 to keep the loan open and another 50.00 to pay the loan off. So in essence, I am paying the majority of the money to the principle of the loan and not the actual loan itself. They have taken over 600.00 out of my account on a 275.00 loan. I went to my bank and put a stop payment on it and as soon as this company couldnt retrieve their money out of my account, they sent a lawyer after me and he told me that if I did not pay the 275.00 in full, that the company would be taking me to court. On top of that he said that the intrest would double and the attorney fees would be tacked on and I would be paying the company 920.00!!!!! This is a total sham, scam, and I dont think its right to be taking advantage of people that really need financial help.

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:DlOOK NO FURTHER YOUR ANSWER IS HERE....I TOO HAD TAKEN A LOAN FROM THEM. THEY DID THE SAME EXACT THING TO ME. i BORROWED 300.00 AND HAD PAID THEM 685. BACK. THEY SAID I STILL OWED MORE. I CALLED THEM ASKED THEM FOR A PHYSICAL ADDRESS, WHICH WAS IN DELAWARE. I THEN PROCEEDED TO CALL THE BETTER BUSINESS BUREAU IN DELAWARE WHO HAD NO LISTING FOR THEM. THEY REFERRED ME TO THE DELAWARE TAX OFFICE WHO ALSO HAD NO LISTING. CALL THEM. ASK FOR THEIR PHYSICAL ADDRESS AND ALSO FOR A COPY OF THEIR LENDING LICENSE. *THEY DON'T HAVE ONE!*, AND THAT IS ILLEGAL. I NOW OWE THEM NOTHING, AND HAVE NEVER HEARD FROM THEM AGAIN! IF YOU DO THIS YOU WILL BE IN THE CLEAR I PROMISE YOU.:D

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I borrowed money from this company last Aug. I thought i had paid off the $400.00 I borrowed. To my horror I have paid them close to 1,000 and can NOT contact them. I have had to put a freeze on my account to get them to stop taking $156. a month out of my account. I will NEVER do another online payday loan again. The only company that I know is for real online is Cashnetusa.com. Also to warn you... I had people taking all kinds of money out of my checking account when I inquired about a payday loan., I thought I was emailing info to the direct lender but NOT. Be really careful with online people. LOTS of Scams.

[QUOTE=whiterock73;281303]NLS Cash Advance - Not sure if that is the correct name but i received a loan from them, but can not find anything on them. i have nothing in my email that they sent me any documents concerning my loan. tried to find them on the internet and can't find anything. that is how i found this site and i thinks this is great. BOY DO I

NLS CASH ADVANCE stands for nat'l loan services and the web site is sign my loan.net the NUMBER IS 1-877 995-1400or the collection company for NLS is A.R.M.S. 1-877-726-8505

Do not take a loan with these people no matter how desrerate you are for money!!!!!! They sell all your information to scammers inclduing your ss and they will threaten you none stop.

Don't borrow money from this company if at all possible. The fees and monthly charges result in you paying 3-4 times as much as you borrowed before the entire loan is repaid. This is a big mistake that I made. Also, I would advise that when getting one of these loans that you keep a close eye on your checking account to see the monthly deductions being made from your account since they have all the information they need to make automatic deductions monthly.

Hi,
NLS is Sign my Loan, I've been trying to get hold of them for days. I spoke to someone today September 01, 2010.
#1877-995-1400 Ext: 1139
Good Luck

:confused:I made a HUGE mistake & took out a loan with an on-line payday company called Extra Cash King for $300 and that was 4 months ago. To date they have withdrawn $879 from my account & they refuse to stop the withdrawals saying that they are only taking their finance fees & the entire loan will not be paid off for another 3 months! My bank was no help as they said they cannot refuse the withdrawals due to my signing an on-line contract & they will not get involved with payday loan company's. I cannot close the account as I receive direct deposit from Social Security Widow Benifis & it takes them 60 days to get the change & mail out the next check! so I will be paying close to $1,400 for a $300 loan. Beware..I am in real trouble and more broke than I was when I first needed the original $300!

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if they take one dime more on my loan i will sue them through the federal fraud commission i know when my loan is supposed to be paid