NEED HELP

Sorry to hear about all your troubles. You will find so many of us in your situation. It can be so stressful.

Because you are a register user, you can take advantage of the free consultation on this site. The people you talk with can give you options for your particular situation. You can find the link on the side of the page. All you need to do is give a call back number and they will contact you. It is free so you won't be out any money for taking advantage of it. They may be able to help.

Just remember you are not the only person to be in this situation. Unfortunately, I think we are becoming more the norm than the exception. You have come to the right place for advice and support.

Welcome, Tasha. Please don't give up. Follow the advice spatterson gave you and take the free counseling and go from there. Many of us here were hopeless when we first came here and are in a much better situation now. We are all here for you!

Start prioritising your money.

Food
Utilities
housing etc.

Don't pay credit cards in front of necessities.

Your husband needs to have two jobs. It's painfull now but will get better if you are determined to win.

I agree with the post above. Pay all your necessities first! How much do you owe? Are they credit card bills? By knowing that info-it can better help us understand your situation more.