license for CA

Hi kasmand--

first, each state has its own laws as to what they require for businesses or collection agencies. Many of them require that a business, even one thats outside the state, that wishes to do business within that state, must be registered or licensed. You can check with your state's secretary of state office in most cases to see what they require. Or, if you list your state, and the CA in question, I can check it out for you.

Fax numbers, not sure, but there are two ways to contact them that I do know of for certain--by phone and online. If you already got your credit report, you can go online to file a dispute and it's faster than mailing it. If you need a copy of your credit report, a fax machine wont help you anyways.

sky
can a ca such as palisades hire an attorney in the persons state to represent the ca in that state to follow thru with collecting a debt?

never got your letter for the default judgment i got and i had not been served so thought maybe you thought my case wasn't very good another thread/post...Texas Judgment, Palisades, Wolpoff & Abramson

I live in Florida the ca in question is afni seems they are reaging an account on my credit report
I dv them and waht they was typical name amount no detailed billing for an old sprint pcs bill in 03.

They recently hit my eq with a new account and states 120 days late.

There's a violation, they can't list it as being late (it's a collection account in which you never agreed to any payment periods with them)

I just recently found out that there is no law in Ohio that says a CA has to be licensed in Ohio.

I have lvnv messing with me. Call LVNV, Resurgent answers. Bay Area Credit Services LLC who is associated with one or the other is also calling and mailing me letters.
The NE AG site lists Bay Area Credit Services of SC as being licienced in NE.
My question is, does that make them all able to try and collect legally?

Only companies that are licensed may collect (if your state law has that stipulation where they must have a business license) if they have another agency that is licensed to collect then the licensed agency may attempt to collect. If LVNV funding has no license for that state then they may not attempt to collect directly.

Called the NE AG office and found out they all are licenced in NE.. Will have to verify every thing I read in person, I guess.

Just make sure this is your debt, the amount is right, and that they are legally able to collect on it, this can be done by sending them a debt validation letter, certified, return receipt.

Whatever you do, don't make payment arrangements or give them info such as SS numbers, and Bank info--until you are sure that this is your debt and they can collect on it.

If you have any questions, please ask.Karen