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Illegal Payday loan companies

Date: Thu, 02/28/2008 - 06:13

Submitted by jjones
on Thu, 02/28/2008 - 06:13

Posts: 51 Credits: [Donate]

Total Replies: 146


I was trying to find out which of these payday loan companies are illegal. US Fast Cash, ameriloan, USA Payday loan, E-payday loan, and EZ Payday loan? Can you help me with this? Thanks so much!


Hi I have borrowed money from 3 internet based companies: mypaydayloan.com , speedy-paydayloans.com , and cashprontonow
I need to know if these are illegal payday loan companies and if so what can I do to stop paying them

Thanks,

Link deactivated by Shazzers per the TOS.


lrhall41

Submitted by on Wed, 09/23/2009 - 09:13

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I am having a pay day loan company call me that if I do not pay in full I will be arrested for a ad check. Can this happen


lrhall41

Submitted by on Mon, 09/28/2009 - 12:40

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Can I be arrested for a bad check if I do not pay off a pay day loan.


lrhall41

Submitted by on Mon, 09/28/2009 - 12:42

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Quote:

Originally Posted by Anonymous
I am having a pay day loan company call me that if I do not pay in full I will be arrested for a ad check. Can this happen


We need more information, could you start a new topic with the following information please? You can't be arrested for owing a debt.
-Names of each pdl company.
-Whether they are store front or Internet.
-How much you borrowed.
-How much you paid so far.
-The state in which you reside.


lrhall41

Submitted by Shazzers on Mon, 09/28/2009 - 13:48

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How can I find out which lenders are legal in ny


lrhall41

Submitted by on Wed, 11/04/2009 - 09:18

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I have several payday loans and I'm trying to see if Harvey Tech, Emerald Marketing and Vince Interprises are payday loan companys. They keep calling me. I'm in the state of AL


lrhall41

Submitted by goodladych on Wed, 12/23/2009 - 23:22

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Quote:

Originally Posted by Anonymous
does any one know if pmtfaxless,pmtcashx,pmtmaple,pmteazy and pmtcashx, our legal payday lenders they are on line and I found out that they are from the grand cayman islands and they are loaning money in Canada. They are one company when you loan with them they split it up into 5 loans from each person is this legal

**
you can check with the consumer service thru the gov't for your province, I found out they are not licencsed in my province, and they are not allowed to get your password to your account etc. they duplicate the application and seem to sign the documents for you both pad and loan. they take different amounts on different days and the loans seem to multiply.
I was told to report them to the rcmp phonebusters.
their activity is criminal if they are not licencsed. they are not practicing by the legislation regarding payday lending rules. they are impossible to contact to find out how to pay back.
they are offshore and I guess you run the risk of later on being told by the bank that they deposited bad money in exchange for taking your good money
i was told to close the account and contact the credit bureau and put a fraud alert on my account. apparently they scare people with threats that they will garnish wages, charge extra for bounced payments etc. but they are not legally doing business here. they are offshore in the cayman islands.


lrhall41

Submitted by on Wed, 01/27/2010 - 15:07

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DO NOT USE PMTEAZY-IT`S A SCAM...THEY WITHDRAW LARGE AND SMALL SUMS OF MONEY CONSTANTLY trying not to get caught...THEY ARE THIEVES..GOOGLE THEM AND YOU WILL KNOW!!!!!!!!!!!!!!!


lrhall41

Submitted by on Sun, 03/07/2010 - 11:40

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hey- I also live in TN and am caught up in this mess too! I told most of the places, that if they do not work out a payment plan with me that I will file bankruptcy. I am only 26, and most of these places wnat there money, so they will more than likely do it.
I want all of these places to shut down, quite honestly, and I am wanting to find out any way that I can to shut them down, honestly.
1. They target low income families, overqaulify them so that they will never be in a postiion to pay any of them back but be foreced to take the legal amount out just to stay afloat, and pretty soon the whole paycheck is spent in fees. This sucks sooo bad. I want out. How can you find out if they have a liscence/


lrhall41

Submitted by on Mon, 09/06/2010 - 05:56

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pay day companies are fake and illegal going on in india so never pay a single penny. I know this because m from india. They'l harrase you and never provide any type of documentations. Every thing is illegal and i m in the position to help people of united states of america. It is not only in india but many countris. And this business is going all over because some American people working in the payday loan companies are giving personal information of the people who are taking loans to india. It includes SSN(social security number), E-MAIL, REFERNCES, BANK A/C NAME / NUMBER, ADDRESS and etc. So plz stop paying tht people and ask for the documents and paper works.
:)


lrhall41

Submitted by on Sun, 10/10/2010 - 00:56

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One thing is sure tht in a case of a payday loan u'll never go in jail. Illegal business of a payday loan will call u and say tht if u dnt make a payment thn u will be arrested but tht will never happen. So jst avoid the phone calls and in US the name of the person KOREY and given business all over in india. So maximum number of people in india have a business of pay day loan collecting money from US people. So dnt make a single penny. They do have a script thought and because of tht script u people will be forced to pay but make sure tht script is illegal and never try to listen tht script. The numbers coming on ur phone will be private or any unknown numbers or a number which is scenseless. They do hve a facility and because of tht they will never be catched. I jst request you all dont make a payment without documentations. Thx.


lrhall41

Submitted by on Sun, 10/10/2010 - 01:05

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I was wondering if I could apply to like 11 payday loans companies to get at least 5000 to get me a new car. I live in South Carolina. Can they make me pay the money back on what I borrowed? :confused:


lrhall41

Submitted by on Tue, 12/28/2010 - 07:27

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Quote:

I was wondering if I could apply to like 11 payday loans companies to get at least 5000 to get me a new car. I live in South Carolina. Can they make me pay the money back on what I borrowed?

That really is a ridiculous question and you know it! Go spam somewhere else, you are wasting our time!


lrhall41

Submitted by Shazzers on Tue, 12/28/2010 - 07:32

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I also live in Tennessee; seems like people in our state are prone to be scammed because many are poverty level. I have online loans with 500Fast Cash, One Click Cash, Payday One, Little Loan Shop and Star Cash Processing; 500Fast Cash is working with me; I owe them 188.50; One Click Cash I only owe $220. Star Cash calls at least 2 times a day; while I have no record of making a loan with anyone by that name, money was deposited into my account, which is now closed because of all this. I cannot only work out a pay plan with one at a time - Star Cash threatens me with interest going back to April, though they debited my account 3 times since then - they say they can charge me $2,500 in back interest. I thought Little Loan Shoppe was connected to Star Cash but they both say 'no.' Their debit amounts were the same. What I can't find are addresses for these companies to send them a letter and make arrangements or at least to get them to stop calling. I am filing Chapter 13 bankruptcy because of the mess I created believing I could borrow my way out. I've searched the Internet and only find website and email addresses,which only go to customer service. Can anyone help?


lrhall41

Submitted by on Tue, 02/01/2011 - 05:17

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Thanks Shazzar, I'll try the letter format.
So you don't believe I should pay Star Cash if I have no record of making a contract with them? If I made an agreement, I don't mind paying it back but they're the reason my account is closed - too many debits. A couple of them have said that they can debit every payday until I "officially" tell them I want to pay out!
I did do some research on my own and found OneClickCash has an office in a casino in Nebraska, on a Sioux reservation. (There are only 359 people in this little town.) I believe they think the reservation protects them from any state and federal laws but I found out that's not true. Also, I found some addresses by checking Better Business Bureau sites - hundreds of complaints on these types of businesses. I asked for mailing addresses to send them money orders but they want debit cards or a prepaid Visa to access and said they don't do business that way.
I feel like what someone else posted on here - there should be a way to close them all down, both online and those with storefronts.


lrhall41

Submitted by on Wed, 02/02/2011 - 09:11

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your site has been soooo helpful I am in so much trouble from being stupid.My son has needed medical treatment for a sever back injury and teh bills have sent me broke. In just trying to pay for his doctor visits I continualy ran short and started taking out pay day loans to get through the week in order to even have food or gas. I have 8 loans. I am paying on three of them. but put stop payments on the others. Ameriloan i have paid 480.00 and they just ried debiting my accoutn for 770.00 My loan was only 500.00. I ended up workign with a colection agency but really cannot pay 200.00 every 2 weeks for a 300.00 loan from sure advance and 500.00 loan from cash express direct that I don't even remember taking out. SDS processing, Eastside Lenders, INtegrity Advance 500 fast cash are they legal> fast adn Relaibel Cash Plain Green and Discount Advance I am paying but am not going to be able to continue are they legaL? Most loans are 300.00 Only three are 500.00


lrhall41

Submitted by on Tue, 05/03/2011 - 20:06

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Hi,

I live in Michigan and I was going through some tough times. I took out pay day loans, but upon doing research I found out that some of these places may be illegal. If anyone can help, I'd appreciate it. I've already been instructed by the Utah Trade Commission to close my account. Here are the payday loan companies:

Star Cash Processing- $300 loan amounts to $405 (including interest and fees). Nothing has been paid on this yet.

Anasazi Services/CWB- $200 loan amounts to $260 (including interest and fees). $120 paid so far.
Anasazi Group
C/O CWB Services LLc.
P.O. Box 411056
Kansas City, MO. 64141

La Posta Tribal Lending (Gentle Breeze Online)- $200 loan amount $292.76 (including intererst and fees) $120 paid so far.
1930 Wislhire Blvd., Suite 430 Los Angeles, CA

E-Cash Advance- $400 loan amount $520 (including interest and fees). $120 paid so far.
PO Box 571992, Murray, UT 84157.

Beacon LLC- $300 loan amount $428 (including interest and fees) $128 paid so far.
I tried to contact someone today. When I finally spoke to a lady she only said that they were located in Utah, but would not give an address, because she was in a "satellite office". I have no loan documents from this place and she claimed she could not provide me with any either, because they don't operate through e-mail.

DJR- $200 loan amount $290 (including interest and fees) $180 paid so far.
The only thing I was able to findout about this company is that they MIGHT be llocated in Missouri. There's no contact information and no papers for this place at all.

PLEASE HELP!!!!

Regards


lrhall41

Submitted by Jaybruce07 on Wed, 10/05/2011 - 03:23

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jjones, I am too from Tennessee and can help out a little. You need to follow the sticky link on "how to deal with illegal lenders". get your numbers together and compile your letters. make sure your bank account is closed before you send them. after that demand that they communicate with you through e-mail only.. make sure you read the sticky regarding the new law of tennessee regarding payday loans. the companies have to be licensed in tennessee now. I am dealing with fastcash as well.


lrhall41

Submitted by drumersgal on Sun, 11/25/2012 - 11:27

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