payday loans

Well, seeing as how pdls are illegal in your state, you didn't want these pdls debiting your bank account anyway. They are lending to you illegally. Plus, the fact that our advice in the beginning of finding out that someone lives in a state that pdls are prohibited is to close the bank account so the pdls can no longer debit, your bank account should have already been closed to prevent these illegal people from debiting. Is that what your concern is? The fact that you had to close your account so now these illegal pdls can not debit you????

yes. I don't want to be sued. If they contact me, what can I tell them to get them off my back?

They won't sue you - At least not in your jurisdiction, which for it to be valid they would need to do. Payday loans are prohibited in NC.

You need to file complaints against these companies, and send them letters certified mail explaining to them that per NC's laws, these loans are illegal. You would only owe them the principle amount of the loan. If you have already paid this in fees, then they would need to refund any overpayment, or mark your loan paid in full.

who do i file complaints with and what kind of letter do i send them.

can u help me get some addresses?

usfastcash.com
quickest-cash-advance.com
americredit.com
paychecktoday.com
paydayservices.com
paydaymax.com

File with the BBB, the FTC, and your state AG. Use this as an "example" letter to send to the pdls. You will have to change it to fit each particular pdl and each individual situation.

can they take money out of my paycheck?

I believe you started another thread regarding this above question and got responses to that thread.