live in pa have too many payday loans

i live in pittsburgh,pa. i have five payday loans out currently. little loan shop,payday-loan-yes,cashnet usa,paychecktoday.com,and route 66 funding. i use pnc bank for all my banking. i am behind on bills big time. and am thinking on closing my bank acoount. i have 2 open accounts with pnc bank. i must pay on my car and local school taxes. if i close one of my accounts with pnc bank. will my other account still be debited for the 5 payday loans i have out??? i just don't know what to do ???? not enough money to go around!!! any suggestions???