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HELP!!! MYQUIK Loan !! I cannot find info for them!

Date: Thu, 03/06/2008 - 09:56

Submitted by jennica07
on Thu, 03/06/2008 - 09:56

Posts: 7 Credits: [Donate]

Total Replies: 7


Has anyone heard of this IPDL??

MyQuikLoan.com
6518 Salish Drive
Vancouver, BC

My account is closed and a new one reopened with a different bank. I have also taken care of the other three PDL's , but I do not if this one is legal or illegal. I reside in Texas. Also I noticed on the fine print of the loan contract that was emailed to me: "If you are in default, you authorize us, our servicer or our agent, including attorneys and third party collection agencies, to continue initiating one or more ACH/EFT debit entries to your bank account, or any other bank account in your name, up to and less than the amount owed until all amounts you owe are paid in full, including any principal, interest, fee, or the return fee.

Now, I didnt receive this loan doc until after the funds were deposited, I do recall the lady was on the phone the entire time, verbally approving this.

can anyone help me out here?? Now I am in fear of them accessing my new bank account.

UGGGHhh !! WHy did I do this to myself!

Thank you! :shock:


jennica, I am pretty sure my quick loan will be illegal in Texas.. Did you write them a letter using an example from this fourm? If you did, revoking authorization to debit any account you may have, should be in that letter, check it out. If not, all you have to do is write a simple letter to each pdl stateing,



sign it and send it


lrhall41

Submitted by RoxyNY on Thu, 03/06/2008 - 10:31

( Posts: 4178 | Credits: )


They're not going to be licensed/legal. They're in friggin Canada. Thanks for the information, freaky! :D jenn, do as roxy suggested. Send a letter to them revoking debit authorization of ANY bank account you currently have or will have in the future. If they somehow do find your bank account (which they most likely will not), you will have back up to show they were not authorized to debit your account.


lrhall41

Submitted by cannr on Thu, 03/06/2008 - 17:26

( Posts: 9317 | Credits: )


Hello,
I have talked with myquikloan and informed them IPDL are not legal in my state and to also faxed them a letter not authorizing them. The responce I got back was that they are in Canada and the online agreement I agreed to said they us state was was not valid or something to that extent. They are refusing to stop debiting after taking out twice as much as the original loan.

Any suggestions?


lrhall41

Submitted by on Mon, 04/20/2009 - 12:02

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