CTC

rhoffer, they will send a wage assignment ( which is different that an wage garnishment) to your payroll department...they are well known for this. You need to write them a letter revoking any wage assignment you may have signed with them and get it to your payroll asap. All you have to do is write I rhoffer hereby revoke any wage assignment I may have signed with CTC. Sign and date it. Fax it to them and mail it and give a copy to your payroll.

Here is a link to a thread with a really good example of a letter revoking wage assignment for your payroll.

http://www.debtconsolidationcare.com/paydayloan/online-lenders.html

rhoffer, how much did you borrow from CTC and what is the total of how much you have paid them back.

I borrowed 500.00 and pay it back in full and then do a reloan. Will this keep them from calling my manager?

Unfortunately not necessarily. They are really ugly and difficult to deal with. You can add a cease and desist clause for communication and request communication in writing however, most of the time they do not honor it.

Hi rhoffer, I am in Ohio and had a loan with this idiotic company as well. You need to go to the website for the state of Ohio attorney general and file a consumer complaint against this company. That is the only way that I was able to get them off my back. The attorney general's office will be happy to help you as they are very concerned about these predatory lenders, especially the illegal ones.

It's very important that you notify whoever necassary at your job what's going on. It's not all that embarassing, and it's worth it. My office has actually made a game out of irritating these people. Today my boss played along that she was happy to help and would transfer them (MTE) to the payroll department. She then transferred the call to me. I said I'd be happy to garnish Dan6243's wages, they just need to send me a notarized email. I wonder if they're still trying to figure that one out.

Oh, Dan! That is PRICELESS!!!! You have the right attitude! Great job! :D

GOOD ONE, Dan!!! I have to remember that one. I wonder if they'll try and download it....

:lol: Download! :lol:

Thank you for all your help & suggestions. I will visit the Ohio Attorney Generals website. I have also faxed them a letter to revoke any wage assignment and faxed a letter to my payroll company. Just for general knowledge.... What legally can they do to me now? I would like to have as much info to come back with when they call again.

Legally, they can't do crap. This is a highly illegal company. All they can do is call and harass you. I quit taking their calls after the first couple times because there is no reasoning with them. I would file your complaint with the AG and forget that CTC exists. Did you close your bank account or put a block on it? Don't let these fools worry you, they are as I said, illegal as heck and their threats don't mean anything.

You go, sass! sassnlucy is soooo right, rhoffer. These guys are WAY illegal. If you have prevented them from debiting your bank account, revoked their wage assigment, filed your complaints, you're good to go! They can't do anything but call the hell out of you - and they will. Legally, they can't do squat. And, I love sass's quote: "forget that CTC exists". Excellent advice!