More Rannefeld & King Chandler!
Date: Tue, 03/18/2008 - 21:01
Harassment is where this is going right now.
King or Ken or whatever his name is has called me 2 more times. he left a message today saying "this is a DOCUMENTED ATTEMPT to reach ..." and that I must return the call by 6:30pm.
I just got the letter in the mail on Saturday... (to which I will request the validation - but wanted to wait 2 weeks since I know I have 30 days) can they really proceed with anything without waiting the 30 days??? Their message indicates that they will be going forward immediately.
Pleaseeee keep offering advice. I am freaking out!
It sounds like they are making a veiled threat of a lawsuit. Try
It sounds like they are making a veiled threat of a lawsuit. Trying to scare you into paying, most likely because they cannot validate. fdcpa states that they cannot threaten lawsuit unless they can legally do so and intend to do so. They used terminology to avoid directly saying so while implicating it at the same time. The thing that you should know is FDCPA looks from the standpoint of the "least sophisticated consumer"
You could file suit over that if they do not proceed with a lawsuit within 30 days. You could also get them for overshadowing and for continued collection activity after validation had been requested.
For the time being, just send them the DV letter and wait for th
For the time being, just send them the DV letter and wait for their feedback. JCMET is kinda right, they are using the threat just to scare you off and to force you to pay according to their terms.
Stay firm on your ground, they can't sue you without proper validation of the debt.
Take care!
tweetyturner
If it was their intention to file suit they can, but they would
If it was their intention to file suit they can, but they would have to bite the fdcpa counterclaim.