Played with fire and got burned!
Date: Mon, 03/24/2008 - 09:51
Hello everyone, I have been a member for a couple weeks but have been mostly lurking. It started a couple years ago when I took out my first Pdl. It was my first apartment and my paycheck was just shy of the rent due, and my mom couldnt help me so she suggested that I take out a small loan to cover the costs :roll: . Well since I only average about $450 a pay even $100 would set me back considerably.
Long story short I got caught in the spiral and now I have 3 outstanding loans (2 storefront and 1 internet). I also have a little over $100 with a collection agency that I havent talked to in a while due to them totally screwing up my rent & bill money by sending a check through randomly. As a guy I have honestly cried :cry: about this because its so frustrating and I'm too young to be dealing with this and trying to get day to day on my own all at once.
I have read posts and threads throughout the site on how to handle and deal with these types of things but cant really decide what to do. I am really thinking about some type of consolidation or settlement but I dont know the first thing about either and dont want to regret it. So im hoping someone here can advise on what to do next. ???
Here are my loans and amounts:
Storefront
1. Check into Cash | $230
2. Check N Go | $287
Online
1. CashNetUsa | $468
Cashland Collections
1. $115
Long story short I got caught in the spiral and now I have 3 outstanding loans (2 storefront and 1 internet). I also have a little over $100 with a collection agency that I havent talked to in a while due to them totally screwing up my rent & bill money by sending a check through randomly. As a guy I have honestly cried :cry: about this because its so frustrating and I'm too young to be dealing with this and trying to get day to day on my own all at once.
I have read posts and threads throughout the site on how to handle and deal with these types of things but cant really decide what to do. I am really thinking about some type of consolidation or settlement but I dont know the first thing about either and dont want to regret it. So im hoping someone here can advise on what to do next. ???
Here are my loans and amounts:
Storefront
1. Check into Cash | $230
2. Check N Go | $287
Online
1. CashNetUsa | $468
Cashland Collections
1. $115
Also, are the 2 storefronts current? Is Cash Net USA current?
Also, are the 2 storefronts current? Is Cash Net USA current?
If so, they are all CFSA members. This means they MUST let you enter into a repayment plan that splits the balance into 4 equal payments. But with what you make that may be too much to afford.