What about Phone Calls?

The bankruptcy trustee and your attorney will make sure that your creditors are served. The phone calls are supposed to stop. If not, contact your attorney and he will handle it from there. Creditors can be fined if they continue to try and collect on a debt that is included in a bankruptcy.

until you actually retain an attorney there isn't much you can do to stop them from calling. Once you have retained an attorney, if anyone calls you just tell them you have retained an attorney and give them his or her phone number.

You can send the a C&D letter demanding they cease all calls. Once you retain an attorney, he will contact them with information.

I am looking to get out of debt with having to file, can anyone help?

Jay,

What kind of questions do you have?