Consolidating payday loans
Date: Sat, 03/29/2008 - 19:40
I guess I am looking to hear that someone has actually done this with payday loans, I did a search and have had trouble seeing if people really were able to consolodate.
If you consolodate can you keep your current bank account?
I have paid so much in additional fees- I will pay back what is owed but cannot continue to do the huge fees every payday.
eg4, there are companies that deal with pdls. From what I've rea
eg4, there are companies that deal with pdls. From what I've read, the companies do advise you to close the account. As this is the only way to prevent these vultures from continually debiting you into the thousands of dollars. Go to the top right hand side of your screen and you will see a search box. Type in Langhorne or Town and Country or T&C. Langhorne and T&C deal with pdls. You can read the posts by members who have used them/are using them. They have good things to say. There will probably be contact information on some posts also. If you need any help, just post!
Perhaps we cwen help you here.If you list for us your lenders, t
Perhaps we cwen help you here.If you list for us your lenders, thjeamounts borrowed, the amounts already paid are they on line or internet,and your state, we may be able to help. Many of us have done this on our own.
Company loan, owe, paid in fees Cashnet
Company loan, owe, paid in fees
Cashnet usa 1500 1800 1500
Impact usa 500 520 630
500 fast cash 500 556 630
us fast cash 500 550 630
cash direct express 500 582 630
paydayloan yes 500 410 410
one click cash 300 250 250
eg4, what state do you reside in? We can check out your state pd
eg4, what state do you reside in? We can check out your state pdl law for you.
Texas State Information Legal Status: Legal Citation: 7 T
Texas State Information
Legal Status: Legal
Citation:
7 Tex. Admin. Code ???? 1.605; Tex. Fin. Code Ann. ???????? 342.251 et seq. and 342.601 et seq.
Loan Terms:
Maximum Loan Amount:
Loan Term: 7-31 days
Maximum Finance Rate and Fees: $10 per loan + 48% annual interest
Finance Charge for 14-day $100 loan: $12
apr for 14-day $100 loan: 309%
Debt Limits:
Maximum Number of Outstanding Loans at One Time: Not Specified ($500 aggregate loans outstanding to all licensees)
Rollovers Permitted: None (if renewal charge is less than maximum interest rate permitted; otherwise convert to declining balance installment note)
Cooling-off Period:
Repayment Plan:
Collection Limits:
Collection Fees: Not Specified
Criminal Action: Not Specified
Where to Complain, Get Information:
Regulator: Texas Office of Consumer Credit Commissioner
Address: 2601 N. Lamar Blvd. Austin TX 78705
Phone: (512) 936-7600
Fax: (512) 936-7610
Regulatory Contact: ,
Regulator Website
Licensee Database
Complaint Instructions
Complaint Form Link
Online Resources
eg4, I know I've read about Oakview; however, I don't know anyth
eg4, I know I've read about Oakview; however, I don't know anything about them personally. Go to the top right hand side of this screen and you will see a search box. Type in Oakview and see what posts come up. You can read what others have said about them.